23 River St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 23 River St, Salem, MA 01970

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,376 sqft · built 1800
Lot Size0.048 acres (2,108 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Mar 2026)
Tax Bill$5,423 (2026)
Deeds & MortgagesJul 2023 Mortgage
Mar 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSALE M:26 L:0644

Property Details

APN / Parcel Number

Primary APNSALE M:26 L:0644

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,376 sqft Living Area
Gross Area2,430 sqft
Basement Area442 sqft
Unfinished Basement442 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,108 sqft (0.048 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address23 RIVER ST
CitySALEM
StateMA
Zip01970-3201
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB1
Legal Lot Number644
JurisdictionSALEM MA
Township / Civil DivisionSALEM
Census Block Group3
Census Block3009
Census Tract204500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chestnut Street District (Boundary Increase)
listed 1978 · 22 contributing resources · NRIS 78000468

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 River St, a duplex, is owned and occupied by two individuals who bought it in March 2026.

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address23 RIVER ST, SALEM, MA 01970-3201
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
JULIANNA TACHE
Mar 24, 2026Quit Claim Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK
Mar 22, 2021Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2026 · Amount on File
Deed SaleMar 24, 2026 · Amount on File
Prior SaleMar 22, 2021 · Amount on File
Deed Document Number20262630
Deed Book / Page43290 / 331
Prior Transfer DateMar 23, 2026
Prior Transfer Doc043290-331
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address23 RIVER ST, SALEM, MA 01970-3201
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041673-542
DateJul 21, 2023
Book Page41673/542
Instrument20230721002200
Lender
NameJULIANNA TACHE
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSALEM MA
Recording DateMar 24, 2026
Property Address23 RIVER ST, SALEM, MA 01970-3201
Document Number043290-331
Book / Page43290 / 331
Instrument DateMar 23, 2026
Instrument20260324002630
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23 RIVER ST, SALEM, MA 01970-3201

Mortgage

Document Number20260324002640
DateMar 24, 2026
Instrument20260324002640
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALEM MA
Recording DateMar 22, 2021
Property Address23 RIVER ST, SALEM, MA 01970-3201
Document Number039672-165
Book / Page39672 / 165
Instrument DateMar 19, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 BEARSKIN NCK, ROCKPORT, MA 01966-1653

Mortgage

Document Number0039672168
DateMar 22, 2021
Instrument39672/168
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 River St was $5,423, up 18.7% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalitySalem City
Unified School DistrictSalem School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,423.00 (+18.72%)$503,100 (+24.9%) Land $178,100 Building $325,000$719,464
2025$4,568.00 (-3.36%)$402,800 (-0.98%) Land $141,900 Building $260,900
2024$4,727.00 (+4%)$406,800 (+11.97%) Land $141,900 Building $264,900
2023$4,545.00$363,300 Land $125,200 Building $238,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 River St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALEM WATER DEPARTMENT
serves 44,480 people · EPA ID MA3258000
Water SourcePurchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State InspectionDec 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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