23 River Rd, Montague, NJ 07827 Property Records

Sussex County and Montague Township property record for 23 River Rd, Montague, NJ 07827

Property Summary

Property Type	Single Family Home
Details	2,594 sqft · built 1958
Lot Size	14.6 acres (637,283 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2017)
Tax Bill	$10,261 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00004-0000-00012-01`

Property Details

APN / Parcel Number

Primary APN	`14-00004-0000-00012-01`
Alternative APN	`14000040000000120001`

Interior

Stories	1 Story
Building Area	2,594 sqft Living Area
1st Floor Area	2,594 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	637,283 sqft
Garage Type	Attached

Location & Zoning

Street Address	23 RIVER RD
City	MONTAGUE
State	NJ
Zip	07827-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MONTAGUE
Legal Block	4
Legal Lot Number	12.1
Jurisdiction	SUSSEX NJ
Township / Civil Division	MONTAGUE
Census Block Group	1
Census Block	1002
Census Tract	371000

Owner

Source: Sussex County and Montague Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 RIVER RD, MONTAGUE, NJ 07827-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP
Aug 24, 2017	Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Deed Document Number	201710174580
Deed Book / Page	3441 / 682
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0034210930
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	23 RIVER RD, MONTAGUE, NJ 07827-3223
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101010099
Date	Feb 7, 2022
Book Page	10101/99
Instrument	20220207010038390

Lender

Name	NEW FED MORTGAGE CORP
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 24, 2017
Property Address	23 RIVER RD, MONTAGUE, NJ 07827-3223
Document Number	0034410682
Book / Page	003441 / 000682
Instrument Date	Jun 30, 2017
Instrument	174580
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 RIVER RD MONTAGUE NJ 078273227, MONTAGUE, NJ 07827-3227

Mortgage

Document Number	95230651
Date	Aug 24, 2017
Book Page	009523/000651
Instrument	174590

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 24, 2017
Property Address	23 RIVER RD, MONTAGUE, NJ 07827-3223
Document Number	0034210930
Book / Page	003421 / 000930
Instrument Date	Mar 10, 2017
Instrument	62890
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 W MAIN ST PORT JERVIS NY 127712739, PORT JERVIS, NY 12771-2739

Tax Assessment & Valuation

Source: Sussex County and Montague Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Montague Township
Unified School District	Montague Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,200 (-) Land $124,100 Building $200,100	$324,200 (-) Land $124,100 Building $200,100
2025	$10,261.00 (+7.55%)	$324,200 (+4.75%) Land $124,100 Building $200,100	$324,200 (+4.75%) Land $124,100 Building $200,100
2024	$9,541.00 (+6.64%)
2023		$309,500 Land $124,100 Building $185,400	$309,500 Land $124,100 Building $185,400
2022	$8,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2006)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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