23 River Rd, Brewster, NY 10509 Property Records

Putnam County and Patterson Town property record for 23 River Rd, Brewster, NY 10509

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,936 sqft · built 1992
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on File
Tax Bill	$19,368 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372400 36.9-1-7`

Property Details

APN / Parcel Number

Primary APN	`372400 36.9-1-7`
Alternative APNs	`240003600900010070000000` `020018`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,936 sqft Living Area
Gross Area	4,620 sqft
1st Floor Area	1,542 sqft
2nd Floor Area	1,302 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	119,790 sqft (2.75 acres)
Lot Width	50 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	1,072 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	020018
Street Address	23 RIVER RD
City	BREWSTER
State	NY
Zip	10509-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	3
Census Block	3018
Census Tract	10201

Owner

23 River Rd is owned and occupied by two individuals.

Source: Putnam County and Patterson Town records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 RIVER RD, BREWSTER, NY 10509-5905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit BEACON BANK
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Recording Date	Jul 9, 2026
Property Address	23 RIVER RD, BREWSTER, NY 10509-5905
Document Number	0000004194
Book / Page	8124 / 26
Instrument Date	Jul 1, 2026
Instrument	20264194
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE AND CL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIVER RD, BREWSTER, NY 10509-5905

Mortgage

Document Number	0000004194,
Date	Jul 9, 2026
Book Page	8124/26
Instrument	20264194

Lender

Name	BEACON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 20, 2066

Interest

Rate	6.48%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	23 RIVER RD, BREWSTER, NY 10509-5905
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	NORTH RIVER ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIVER ROAD, PATTERSON, NY 12563

Mortgage

Document Number	0076990051
Date	Sep 1, 2022
Book Page	7699/51
Instrument	7944-2022

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Brewster Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$662,200 Land $73,600 Building $588,600	$662,200 Land $73,600 Building $588,600
2024	$19,368.00
2023		$559,200 (+12%) Land $65,500 Building $493,700	$559,200 (+12%) Land $65,500 Building $493,700
2022		$499,300 Land $54,600 Building $444,700	$499,300 Land $54,600 Building $444,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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