23 Ridge Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 23 Ridge Rd, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,571 sqft · built 1985
Lot Size	0.47 acres (20,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2019)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`722-00135-000`

Property Details

APN / Parcel Number

Primary APN	`722-00135-000`
Alternative APN	`27654`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,638 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	1,571 sqft
Basement Area	1,067 sqft
Finished Basement	1,067 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,499 sqft (0.47 acres)
Garage Type	Attached
Garage Area	573 sqft
Driveway	Concrete Driveway
Driveway Area	1,950 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	108 sqft
Porch	Open Porch
Porch Area	100 sqft
Deck Area	432 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23 RIDGE RD
City	CABOT
State	AR
Zip	72023-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	04N
Legal Section	12
Legal Subdivision	PACTON LAKE ESTATES
Legal Block	2
Legal Lot Number	35
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2000
Census Tract	20201

Owner

Source: Lonoke County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 RIDGE RD, CABOT, AR 72023-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 18, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	May 4, 1998 · Amount on Record
Deed Document Number	201910512
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	Sep 11, 2026
Property Address	23 RIDGE RD, CABOT, AR 72023-2017
Document Number	0000009712
Instrument Date	Sep 3, 2026
Instrument	20269712
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIDGE RD, CABOT, AR 72023-2017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009712,
Date	Sep 11, 2026
Instrument	20269712

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 18, 2019
Property Address	23 RIDGE RD, CABOT, AR 72023-2017
Document Number	0000010512
Instrument Date	Oct 15, 2019
Instrument	10512
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 RIDGE RD CABOT AR 720232017, CABOT, AR 72023-2017

Mortgage

Document Number	10513
Date	Oct 18, 2019
Instrument	10513

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00	$32,670 (-) Land $2,600 Building $30,070	$163,350 (-) Land $13,000 Building $150,350
2024	$1,662.00
2023	$1,662.00	$32,670 Land $2,600 Building $30,070	$163,350 Land $13,000 Building $150,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Also Mapped Here	LONOKE WHITE PUBLIC WATER AUTHORITY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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