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23 Ridge Dr, Exeter, RI 02822 Property Records

Exeter Town property record for 23 Ridge Dr, Exeter, RI 02822 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1991
Square Footage2,436 sqft Living Area
Lot Size165,528 sqft (3.8 acres)
OccupancyOwner Occupied
Last Sale$369,000 (2014)
Tax Bill$8,077.00 (2025)

Property Details

APN / Parcel Number

Primary APN4503-85
Alternative APN
  • EXET M:0022 B:0002 L:0047

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,436 sqft Living Area
Gross Area5,495 sqft Gross Area
1st Floor1,653 sqft 1st Floor
Attic Area520 sqft Attic
Attic1 Attic
Basement Area1,447 sqft Basement
Unfinished Basement1,447 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleContemporary Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area165,528 sqft (3.8 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
Water SourceWell Water Source

Location & Zoning

Account Number4503-85
Street Address23 RIDGE DR
CityEXETER
StateRI
Zip02822-2436
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number47
JurisdictionEXETER RI
Minor Civil DivisionEXETER
Census Blockgroup3
Census Block3056
Census Tract50500

Owner

Source: Exeter Town records · APN 4503-85

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 RIDGE DR, EXETER, RI 02822-2436
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 11, 2022Deed of Trust, Mortgage · Stand Alone Refinance
SCIENT FEDERAL CREDIT UNION
Dec 01, 2021Deed of Trust, Mortgage · Stand Alone Refinance
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2014 · Amount on Record
Deed SaleApr 23, 2014 · Amount on Record
Prior SaleJun 30, 1993 · Amount on Record
Deed Doc Number2014350
Deed Book / Page457 / 102
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEXETER RI
Recording DateApr 08, 2026
Property Address23 RIDGE DR, EXETER, RI 02822-2436
Document Number000647-251
Book / Page647 / 251
Instrument DateMar 21, 2026
Instrument20261394
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 RIDGE DR, EXETER, RI 02822-2436

Mortgage

Document Number0000001394,
DateApr 08, 2026
Book Page647/251
Instrument20261394
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate6.01%
Initial TypeAdjustable Rate
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEXETER RI
Property Address23 RIDGE DR, EXETER, RI 02822-2436
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000591-108
DateFeb 11, 2022
Book Page591/108
Instrument163
Lender
NameSCIENT FEDERAL CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 01, 2042

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEXETER RI
Property Address23 RIDGE DR, EXETER, RI 02822-2436
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000587-222
DateDec 01, 2021
Book Page587/222
Instrument1639
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Exeter Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionExeter Town
Elementary School DistrictExeter-West Greenwich Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,077.00 (+23.9%)$547,600 (+19.88%) Land $173,100 Building $374,500
2023$6,519.00 (+2.37%)$456,800 (-) Land $144,000 Building $312,800
2022$6,368.00$456,800 Land $144,000 Building $312,800

Flood & Wildfire

23 Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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