23 Ridge Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 23 Ridge Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1926
Lot Size	0.096 acres (4,199 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Nov 2014)
Tax Bill	$12,801 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00662-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`02-00662-0000-00002`
Alternative APN	`020066200002`

Interior

Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	105 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	020066200002
Street Address	23 RIDGE AVE
City	BLOOMFIELD
State	NJ
Zip	07003-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	40 X 105
Legal Block	662
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2002
Census Tract	15200

Owner

23 Ridge Ave is owned and occupied by an individual who bought it in November 2014.

Source: Essex County and Bloomfield Township records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	23 RIDGE AVE, BLOOMFIELD, NJ 07003-3838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · FHA Mortgage OCMBC INC
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 28, 2019	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2014 · Amount on File
Deed Sale	Nov 10, 2014 · Amount on File
Prior Sale	Oct 31, 2014 · Amount on File
Deed Book / Page	12523 / 9108
Prior Transfer Date	Jul 24, 1989
Prior Transfer Doc	5102000832
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	23 RIDGE AVE, BLOOMFIELD, NJ 07003-3838
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	NEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021135021
Date	Nov 12, 2021
Instrument	2021135021

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	23 RIDGE AVE, BLOOMFIELD, NJ 07003-3838
Document Number	0000087044
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIDGE AVE BLOOMFIELD NJ 070033838, BLOOMFIELD, NJ 07003-3838

Mortgage

Document Number	0000087044
Date	Sep 16, 2019
Instrument	87044

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	23 RIDGE AVE, BLOOMFIELD, NJ 07003-3838
Document Number	0000087043
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIDGE AVE BLOOMFIELD NJ 070033838, BLOOMFIELD, NJ 07003-3838

Mortgage

Document Number	0000087043
Date	Sep 16, 2019
Instrument	87043

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Ridge Ave was $12,801, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,900 (-) Land $135,000 Building $231,900	$366,900 (-) Land $135,000 Building $231,900
2025	$12,801.00 (+2.86%)	$366,900 Land $135,000 Building $231,900	$366,900 Land $135,000 Building $231,900
2024	$12,445.00
2023		$366,900 Land $135,000 Building $231,900	$366,900 Land $135,000 Building $231,900
2022	$11,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Ridge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ridge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures