Hampden County and Holyoke City property record for 23 Rhode Island St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1951 |
| Lot Size | 0.226 acres (9,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Sep 2009) |
| Tax Bill | $4,546 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0159 B:0000 L:93 |
| Primary APN | HOLY M:0159 B:0000 L:93 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Gross Area | 1,680 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,836 sqft (0.226 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 23 RHODE ISLAND ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 93 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 812101 |
23 Rhode Island St is owned and occupied by two individuals who bought it in September 2009.
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 RHODE ISLAND ST, HOLYOKE, MA 01040-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2009 · Amount on File |
| Deed Sale | Sep 10, 2009 · Amount on File |
| Prior Sale | Jul 29, 2004 · Amount on File |
| Deed Document Number | 200960424 |
| Deed Book / Page | 17979 / 112 |
| Transfer Doc | 9019000532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 23 RHODE ISLAND ST, HOLYOKE, MA 01040-1623 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024877-555 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 24877/555 |
| Instrument | 2476 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 23 RHODE ISLAND ST, HOLYOKE, MA 01040-1623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23287-531 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 23287/531 |
| Instrument | 34644 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 23 Rhode Island St was $4,546, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,546.00 (+6.84%) | $260,800 (+7.02%) Land $67,000 Building $176,800 | $267,096 (-8.42%) |
| 2025 | $4,255.00 (+6.91%) | $243,700 (+16.05%) Land $62,600 Building $181,100 | $291,650 (+11.43%) |
| 2024 | $3,980.00 (+4.24%) | $210,000 (+3.19%) Land $59,600 Building $150,400 | $261,725 |
| 2023 | $3,818.00 | $203,500 Land $59,600 Building $143,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Rhode Island St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Rhode Island St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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