23 Rhinesmith Ave, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 23 Rhinesmith Ave, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,268 sqft · built 1945
Lot Size	0.316 acres (13,752 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 2021)
Tax Bill	$8,909 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00235-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-00235-0000-00001`
Alternative APN	`130023500001`

Interior

Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	13,752 sqft (0.316 acres)
Lot Dimensions	125 ft deep x 110 ft wide

Location & Zoning

Street Address	23 RHINESMITH AVE
City	WANAQUE
State	NJ
Zip	07465-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	FACILITY NAME: PARSONAGE
Legal Block	235
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	2
Census Block	2011
Census Tract	236604

Owner

23 Rhinesmith Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 RHINESMITH AVE, WANAQUE, NJ 07465-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 20, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage JOSEPH DIFALCO
Jan 22, 2021	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Jul 25, 2002 · Amount on File
Deed Document Number	20215755
Deed Book / Page	3955 / 108
Prior Transfer Date	Nov 23, 1998
Prior Transfer Doc	0000015426
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	23 RHINESMITH AVE, WANAQUE, NJ 07465-2018
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RHINESMITH AVE, WANAQUE, NJ 07465-2018

Mortgage

Document Number	0000052809
Date	Nov 14, 2022
Book Page	M18262/254
Instrument	2022052809

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 2, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Oct 20, 2025
Property Address	23 RHINESMITH AVE, WANAQUE, NJ 07465-2018
Document Number	0000035284
Book / Page	D4986 / 131
Instrument Date	Oct 8, 2025
Instrument	2025035284
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 RHINESMITH AVE, WANAQUE, NJ 07465-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	23 RHINESMITH AVE, WANAQUE, NJ 07465-2018

Mortgage

Document Number	0000035285
Date	Oct 20, 2025
Instrument	2025035285

Lender

Name	JOSEPH DIFALCO
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2035

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 22, 2021
Property Address	23 RHINESMITH AVE, WANAQUE, NJ 07465-2018
Document Number	0000005755
Book / Page	D3955 / 108
Instrument Date	Nov 24, 2020
Instrument	2021005755
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5207 SW 20TH PL, 5207, CAPE CORAL, FL 33914-6825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RHINESMITH AVE, WANAQUE, NJ 07465-2018

Mortgage

Document Number	0000005756
Date	Jan 22, 2021
Book Page	M16772/83
Instrument	2021005756

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23 Rhinesmith Ave was $8,909, up 5.3% from the year before.

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,200 (-) Land $96,300 Building $99,900	$196,200 (-) Land $96,300 Building $99,900
2025	$8,909.00 (+5.28%)	$196,200 Land $96,300 Building $99,900	$196,200 Land $96,300 Building $99,900
2024	$8,462.00
2023		$196,200 Land $96,300 Building $99,900	$196,200 Land $96,300 Building $99,900
2022	$8,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Rhinesmith Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Rhinesmith Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: AT&T, Verizon.

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