23 Reflection Sq, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 23 Reflection Sq, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,010 sqft · built 2022
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jul 2025)
Tax Bill	$10,929 (2025)
Deeds & Mortgages	Aug 2022 Refinance Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SCAR M:R073 L:035`

Property Details

APN / Parcel Number

Primary APN	`SCAR M:R073 L:035`
Alternative APN	`9840`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	3,450 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9840
Street Address	23 REFLECTION SQ
City	SCARBOROUGH
State	ME
Zip	04074-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	34
Legal Lot Number	35
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	2
Census Block	2007
Census Tract	17308

Owner

Source: Cumberland County and Scarborough Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4893 HIGH MEADOW LN, ANN ARBOR, MI 48103-8307
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Mar 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Book / Page	41553 / 18
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	23 REFLECTION SQ, SCARBOROUGH, ME 04074-7340
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396520292
Date	Aug 17, 2022
Book Page	39652/292
Instrument	42398

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Mar 31, 2022
Property Address	23 REFLECTION SQ, SCARBOROUGH, ME 04074-7340
Document Number	0393070081
Book / Page	39307 / 81
Instrument Date	Mar 31, 2022
Instrument	17567
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FREEDOM RD, SCARBOROUGH, ME 04074-9663

Mortgage

Document Number	0000017568
Date	Mar 31, 2022
Instrument	17568

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,929.00 (+17.39%)	$964,600 (+13.24%) Land $222,800 Building $741,800
2024	$9,310.00 (+5.59%)	$851,800 (+54.28%) Land $222,800 Building $629,000
2023	$8,817.00 (+3.77%)	$552,100 (-) Land $136,000 Building $416,100
2022	$8,497.00	$552,100 Land $136,000 Building $416,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber, Verizon.

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