23 Ralph Cir, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 23 Ralph Cir, Chicopee, MA 01020 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage1,872 sqft Living Area
Lot Size65,951 sqft (1.51 acres)
OccupancyOwner Occupied
Last Sale$331,500 (2020)
Tax Bill$6,889.00 (2025)

Property Details

APN / Parcel Number

Primary APN57-00018
Alternative APN
  • CHIC M:0057 P:00018

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,872 sqft Living Area
Gross Area3,888 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area65,951 sqft (1.51 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number57-00018
Street Address23 RALPH CIR
CityCHICOPEE
StateMA
Zip01020-3362
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Minor Civil DivisionCHICOPEE
Census Blockgroup2
Census Block2008
Census Tract810700

Owner

Source: Hampden County and Chicopee City records · APN 57-00018

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 RALPH CIR, CHICOPEE, MA 01020-3362
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Deed of Trust, Mortgage · Stand Alone Refinance
POLISH NATIONAL CU
Feb 13, 2020Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
POLISH NATIONAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2020 · Amount on Record
Deed SaleFeb 13, 2020 · Amount on Record
Prior SaleMay 05, 2010
Deed Doc Number20208226
Deed Book / Page23086 / 208
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address23 RALPH CIR, CHICOPEE, MA 01020-3362
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024286-67
DateDec 06, 2021
Book Page24286/67
Instrument86542
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2053

February 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionCHICOPEE MA
Recording DateFeb 13, 2020
Property Address23 RALPH CIR, CHICOPEE, MA 01020-3362
Document Number23086-208
Book / Page23086 / 208
Instrument DateFeb 03, 2020
Instrument8226
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 EDNSON CT, CHICOPEE, MA 01020-2015

Mortgage

Document Number8227
DateFeb 13, 2020
Instrument8227
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,889.00 (+4.76%)$454,400 (+2%) Land $94,700 Building $359,700$404,225
2024$6,576.00 (+7.89%)$445,500 (+10.74%) Land $93,000 Building $352,500
2023$6,095.00$402,300 Land $84,600 Building $317,700

Flood & Wildfire

23 Ralph Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 10th in Massachusetts
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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