23 Rainbow Ln, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 23 Rainbow Ln, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,307 sqft · built 1999
Lot Size	1.49 acres (65,000 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Aug 2025)
Tax Bill	$6,975 (2025)
Deeds & Mortgages	Jul 2021 Refinance May 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0007 L:0131`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0007 L:0131`
Alternative APN	`1365`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,307 sqft Living Area
Gross Area	6,410 sqft
1st Floor Area	1,338 sqft
Attic	Attic
Attic Area	270 sqft
Basement Area	1,540 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,000 sqft (1.49 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1365
Street Address	23 RAINBOW LN
City	NORTH SMITHFIELD
State	RI
Zip	02896-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	131
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2001
Census Tract	12803

Owner

Source: North Smithfield Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 RAINBOW LN, NORTH SMITHFIELD, RI 02896-9336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Aug 21, 2025	Warranty Deed, Transfer FIRST COMMUNITY MORTGAGE
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Apr 30, 2018	Warranty Deed, Transfer · Conventional with PMI NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Book / Page	1026 / 239
Transfer Doc	693-181
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	23 RAINBOW LN, NORTH SMITHFIELD, RI 02896-9336
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000905-311
Date	Jul 2, 2021
Book Page	905/311
Instrument	46067

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	23 RAINBOW LN, NORTH SMITHFIELD, RI 02896-9336
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000966-199
Date	May 2, 2023
Book Page	966/199
Instrument	50572

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Aug 21, 2025
Property Address	23 RAINBOW LN, NORTH SMITHFIELD, RI 02896-9336
Document Number	001026-239
Book / Page	1026 / 239
Instrument Date	Aug 21, 2025
Instrument	54975
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RAINBOW LN, NORTH SMITHFIELD, RI 02896-9336

Mortgage

Document Number	0000054976
Date	Aug 21, 2025
Instrument	54976

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	23 RAINBOW LN, NORTH SMITHFIELD, RI 02896-9336
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000853-40
Date	Jun 15, 2020
Book Page	853/40
Instrument	42470

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	23 RAINBOW LN, NORTH SMITHFIELD, RI 02896-9336
Document Number	815-270
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RAINBOW LN NORTH SMITHFIELD RI 028969336, NORTH SMITHFIELD, RI 02896-9336

Mortgage

Document Number	815-270
Date	Jun 19, 2019
Book Page	000815/000270

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Apr 30, 2018
Property Address	23 RAINBOW LN, NORTH SMITHFIELD, RI 02896-9336
Document Number	780-78
Book / Page	000780 / 000078
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 WEEKS ST NORTH SMITHFIELD RI 028967222, NORTH SMITHFIELD, RI 02896-7222

Mortgage

Document Number	780-80
Date	Apr 30, 2018
Book Page	000780/000080

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,975.00 (-2.49%)	$606,500 (+25.23%) Land $131,300 Building $475,200
2024	$7,153.00 (+3.65%)	$484,300 (-) Land $108,800 Building $375,500
2023	$6,901.00 (+2.43%)	$484,300 (-) Land $108,800 Building $375,500
2022	$6,737.00	$484,300 Land $108,800 Building $375,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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