23 Rachael St, Springfield, MA 01129 Property Records

Hampden County and Springfield City property record for 23 Rachael St, Springfield, MA 01129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,695 sqft · built 1969
Lot Size	0.247 acres (10,755 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (May 2026)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10017 P:0020`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10017 P:0020`
Alternative APN	`100170020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,695 sqft Living Area
1st Floor Area	660 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,755 sqft (0.247 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100170020
Street Address	23 RACHAEL ST
City	SPRINGFIELD
State	MA
Zip	01129-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	801604

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	340 DALE ST, N, CHICOPEE, MA 01013-3772
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLES BANK HOLYOKE
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Jan 24, 2025 · Amount on File
Deed Document Number	202620631
Deed Book / Page	26325 / 489
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 8, 2026
Property Address	23 RACHAEL ST, SPRINGFIELD, MA 01129-1927
Document Number	026325-489
Book / Page	26325 / 489
Instrument Date	May 6, 2026
Instrument	2026.20631
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 DALE ST, CHICOPEE, MA 01013-4176

Mortgage

Date	May 8, 2026

Lender

Name	PEOPLES BANK HOLYOKE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	23 RACHAEL ST, SPRINGFIELD, MA 01129-1927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22936-187
Date	Nov 4, 2019
Book Page	22936/187
Instrument	64637

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00 (-2.03%)	$367,000 (+6.53%) Land $60,500 Building $306,500	$341,620 (-5.84%)
2024			$362,805
2023	$5,874.00	$344,500 Land $57,600 Building $286,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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