23 Putnam St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 23 Putnam St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1945
Lot Size	0.153 acres (6,669 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jan 2022)
Tax Bill	$9,251 (2025)
Deeds & Mortgages	Jan 2022 Sale Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1800029B00001A`

Property Details

APN / Parcel Number

Primary APN	`1800029B00001A`
Alternative APNs	`18-00029-02-00001-01` `18000290002000010001`

Interior

Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	6,669 sqft (0.153 acres)
Lot Dimensions	113 ft deep x 59 ft wide

Location & Zoning

Old Parcel Number	1800029B00001A
Street Address	23 PUTNAM ST
City	SOMERVILLE
State	NJ
Zip	08876-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	JERSEY VICTORY HOMES
Legal Block	29.2
Legal Lot Number	1.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1003
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 PUTNAM ST, SOMERVILLE, NJ 08876-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Oct 24, 2018	Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	2022660
Deed Book / Page	7414 / 3858
Prior Transfer Date	Dec 28, 2010
Prior Transfer Doc	0000038594
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 5, 2022
Property Address	23 PUTNAM ST, SOMERVILLE, NJ 08876-2647
Document Number	0000000660
Book / Page	7414 / 3858
Instrument Date	Dec 23, 2021
Instrument	2022000660
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 MYRTLE CT, 41, WHITEHOUSE STATION, NJ 08889-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PUTNAM ST, SOMERVILLE, NJ 08876-2647

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 24, 2018
Property Address	23 PUTNAM ST, SOMERVILLE, NJ 08876-2647
Document Number	0000040200
Book / Page	7049 / 2132
Map Reference	MAP170
Instrument Date	Oct 24, 2018
Instrument	2018040200
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 PUTNAM ST, 23, SOMERVILLE, NJ 08876-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PUTNAM ST, SOMERVILLE, NJ 08876-2647

Mortgage

Document Number	0000040201
Date	Oct 24, 2018
Instrument	2018040201

Lender

Name	ATLANTIC HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,800 (-) Land $115,100 Building $111,700	$226,800 (-) Land $115,100 Building $111,700
2025	$9,251.00 (+3.19%)	$226,800 (-) Land $115,100 Building $111,700	$226,800 (-) Land $115,100 Building $111,700
2024	$8,965.00 (+5.11%)
2023		$226,800 Land $115,100 Building $111,700	$226,800 Land $115,100 Building $111,700
2022	$8,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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