Essex County and Caldwell Borough property record for 23 Prospect St, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 1,674 sqft · built 1901 |
| Lot Size | 0.235 acres (10,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Oct 2014) |
| Tax Bill | $12,510 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00041-0000-00014 |
| Primary APN | 03-00041-0000-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,674 sqft Living Area |
|---|
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Lot Area | 10,250 sqft (0.235 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| Account Number | 00001103 |
|---|---|
| Street Address | 23 PROSPECT ST |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-5503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 82X125 |
| Legal Subdivision | MONMONOCK HILLS |
| Legal Block | 41 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CALDWELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21702 |
23 Prospect St is owned and occupied by an individual who acquired it in May 2025.
Source: Essex County and Caldwell Borough records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 PROSPECT ST, CALDWELL, NJ 07006-5503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2014 · Amount on File |
| Deed Sale | Oct 16, 2014 · Amount on File |
| Prior Sale | Oct 2, 2014 · Amount on File |
| Deed Book / Page | 12520 / 2193 |
| Last Transfer Date | May 15, 2025 |
| Transfer Doc | 0000037600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 PROSPECT ST, CALDWELL, NJ 07006-5503 |
| Document Number | 0000056397 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 PROSPECT ST CALDWELL NJ 070065503, CALDWELL, NJ 07006-5503 |
| Document Number | 0000056397 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 56397 |
| Name | KEARNY BK |
|---|---|
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
The 2025 property tax bill for 23 Prospect St was $12,510, up 2.3% from the year before.
Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Caldwell Borough |
| Unified School District | Caldwell-West Caldwell School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,100 (-) Land $238,100 Building $146,000 | $384,100 (-) Land $238,100 Building $146,000 | |
| 2025 | $12,510.00 (+2.3%) | $384,100 Land $238,100 Building $146,000 | $384,100 Land $238,100 Building $146,000 |
| 2024 | $12,229.00 | ||
| 2023 | $384,100 Land $238,100 Building $146,000 | $384,100 Land $238,100 Building $146,000 | |
| 2022 | $11,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Prospect St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001 |
|---|---|
| Water Source | Purchased surface water from ESSEX FELLS WATER DEPT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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