23 Pond St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 23 Pond St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,384 sqft · built 1910
Lot Size0.124 acres (5,423 sqft)
OwnerIndividual Name on Record
Last Sale$735,000 (May 2019)
Tax Bill$9,307 (2026)
Deeds & MortgagesMay 2022 Line of Credit
Jul 2020 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNMARB M:0150 B:0021 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0150 B:0021 L:0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,384 sqft Living Area
Gross Area3,804 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,423 sqft (0.124 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address23 POND ST
CityMARBLEHEAD
StateMA
Zip01945-3453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block21
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1011
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address23 POND ST, MARBLEHEAD, MA 01945-3453
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Line of Credit
NATIONAL GRAND BANK OF MARBLEHEAD
Jul 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONAL GRAND BANK OF MARBLEHEAD
Jul 20, 2020Deed of Trust, Mortgage · Line of Credit
NATIONAL GRAND BK/MARBLEHEAD
May 10, 2019Quit Claim Deed, Transfer · Conventional Mortgage
NATIONAL GRAND BK/MARBLEHEAD
Jan 11, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2019 · Amount on Record
Deed SaleMay 10, 2019 · Amount on Record
Prior SaleJan 27, 2006 · Amount on Record
Prior Transfer DateApr 30, 2019
Prior Transfer Doc37499-525
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address23 POND ST, MARBLEHEAD, MA 01945-3453
Transaction TypeMortgage
Record UpdatedJun 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040941-70
DateMay 18, 2022
Book Page40941/70
Instrument20220518000580
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address23 POND ST, MARBLEHEAD, MA 01945-3453
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38744-176
DateJul 24, 2020
Book Page38744/176
Instrument20200724000710
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address23 POND ST, MARBLEHEAD, MA 01945-3453
Document Number38744-194
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 POND ST MARBLEHEAD MA 019453453, MARBLEHEAD, MA 01945-3453

Mortgage

Document Number38744-194
DateJul 24, 2020
Book Page038744/000194
Instrument24000720
Lender
NameNATIONAL GRAND BK/MARBLEHEAD
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateMay 10, 2019
Property Address23 POND ST, MARBLEHEAD, MA 01945-3453
Document Number37499-525
Book / Page037499 / 000525
Instrument DateApr 30, 2019
Instrument190510790
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,351.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 POND ST MARBLEHEAD MA 019453453, MARBLEHEAD, MA 01945-3453

Mortgage

Document Number37499-528
DateMay 10, 2019
Book Page037499/000528
Instrument190510800
Lender
NameNATIONAL GRAND BK/MARBLEHEAD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2049

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address23 POND ST, MARBLEHEAD, MA 01945-3453
Document Number36506-155
Instrument DateJan 11, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36506-155
DateJan 31, 2018
Book Page036506/000155
Instrument1801313560
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,307.00 (+9.64%)$1,087,300 (+15.92%) Land $617,400 Building $469,900$1,182,841 (+24.6%)
2025$8,489.00 (-1.91%)$938,000 (-2.88%) Land $547,500 Building $390,500$949,335
2024$8,654.00 (+4.24%)$965,800 (+16.33%) Land $582,400 Building $383,400
2023$8,302.00$830,200 Land $512,500 Building $317,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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