23 Plummer St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 23 Plummer St, Gardiner, ME 04345

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,908 sqft · built 1937
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$169,900 (Sep 2006)
Tax Bill$4,042 (2025)
Deeds & MortgagesAug 2021 Refinance
Flood ZoneZone X (minimal risk)
APNGARR M:031 B:093

Property Details

APN / Parcel Number

Primary APNGARR M:031 B:093
Alternative APNs
  • M:031 L:093
  • 1480

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,908 sqft Living Area
Gross Area3,622 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1480
Street Address23 PLUMMER ST
CityGARDINER
StateME
Zip04345-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Block93
JurisdictionGARDINER ME
Township / Civil DivisionGARDINER
Census Block Group3
Census Block3006
Census Tract11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 Plummer St is owned and occupied by two individuals who bought it in September 2006.

Source: Kennebec County and Gardiner City records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address23 PLUMMER ST, GARDINER, ME 04345-2528
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2006 · Amount on File
Deed SaleSep 7, 2006 · Amount on File
Deed Document Number200626923
Deed Book / Page9056 / 131
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDINER ME
Property Address23 PLUMMER ST, GARDINER, ME 04345-2528
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024340
DateAug 23, 2021
Book Page14142/317
Instrument24340
Lender
NameMIDCOAST FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23 Plummer St was $4,042, up 5.4% from the year before.

Source: Kennebec County and Gardiner City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityGardiner City
Unified School DistrictSchool Administrative District 11 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,042.00 (+5.4%)$153,700 (+2.6%) Land $25,800 Building $127,900
2024$3,835.00 (+8.03%)$149,800 (-) Land $25,800 Building $124,000$283,765
2023$3,550.00 (+8.5%)$149,800 (+1.63%) Land $25,800 Building $124,000
2022$3,272.00$147,400 Land $25,800 Building $121,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Plummer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Plummer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDINER WATER DISTRICT
serves 9,000 people · EPA ID ME0090610
Water SourceGroundwater
Last State InspectionJul 2024
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plummer St

Nearby Streets

Search Property Records by Address or Parcel Number