23 Plains Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 23 Plains Rd, Ipswich, MA 01938

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,254 sqft · built 1965
Lot Size1.37 acres (59,677 sqft)
Owner2 Individual Names on File
Tax Bill$7,744 (2026)
Deeds & MortgagesDec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APNIPSW M:37D B:0005 L:0

Property Details

APN / Parcel Number

Primary APNIPSW M:37D B:0005 L:0
Alternative APN
  • 3103

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,254 sqft Living Area
Gross Area4,416 sqft
Basement Area1,330 sqft
Unfinished Basement1,330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area59,677 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3103
Street Address23 PLAINS RD
CityIPSWICH
StateMA
Zip01938-1039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRA
Legal Block5
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group2
Census Block2018
Census Tract223300

Owner

23 Plains Rd is owned and occupied by two individuals.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address23 PLAINS RD, IPSWICH, MA 01938-1039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address23 PLAINS RD, IPSWICH, MA 01938-1039
Document Number35595-172
Book / Page035595 / 000172
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedJan 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35595-172
DateJan 6, 2017
Book Page035595/000172
Instrument1701060137
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 5, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 23 Plains Rd was $7,744, up 4.3% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,744.00 (+4.32%)$718,400 (+7.92%) Land $376,500 Building $341,900$731,381 (+2.57%)
2025$7,423.00 (+0.32%)$665,700 (+2.38%) Land $353,800 Building $311,900$713,070
2024$7,399.00 (-2.3%)$650,200 (+5.01%) Land $354,100 Building $296,100
2023$7,573.00$619,200 Land $332,300 Building $286,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Plains Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Plains Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880

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