23 Pinehurst Cir, Arden, NC 28704 Property Records

Buncombe County property record for 23 Pinehurst Cir, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,885 sqft · built 1968
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,630 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`723031-2020-202`

Property Details

APN / Parcel Number

Primary APN	`723031-2020-202`
Alternative APNs	`9654-95-1504-00000` `965412950429000` `008183672`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Finished Basement	377 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	388 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	723031-2020-202
Street Address	23 PINEHURST CIR
City	ARDEN
State	NC
Zip	28704-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: MOUNTAIN VIEW BLOCK: G LOT: 5 SECTION: 2 PLAT: 0032-0144
Legal Subdivision	MOUNTAIN VIEW
Legal Block	G
Legal Lot Number	5
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2005
Census Tract	2205

Owner

Source: Buncombe County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 PINEHURST CIR, ARDEN, NC 28704-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 23, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 23, 2003
Transfer Doc	34460850
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	23 PINEHURST CIR, ARDEN, NC 28704-3009
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PINEHURST CIR, ARDEN, NC 28704-3009

Mortgage

Document Number	0065730594
Date	Mar 11, 2026
Book Page	6573/594

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ARDEN, NC 28704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	23 PINEHURST CIR, ARDEN, NC 28704-3009
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062731466
Date	Nov 7, 2022
Book Page	6273/1466

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	23 PINEHURST CIR, ARDEN, NC 28704-3009
Document Number	0056171253
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PINEHURST CIR ARDEN NC 287043009, ARDEN, NC 28704-3009

Mortgage

Document Number	0056171253
Date	Dec 7, 2017
Book Page	005617/001253

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 6, 2057

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,630.00 (+4.69%)	$253,000 (-) Land $39,100 Building $213,900	$253,000 (-) Land $39,100 Building $213,900
2024	$1,557.00 (+3.32%)
2023	$1,507.00	$253,000	$253,000 (-) Land $39,100 Building $213,900
2021			$253,000 Land $39,100 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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