23 Pine St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 23 Pine St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1921
Lot Size	0.466 acres (20,292 sqft)
Owner	2 Individual Names on Record
Tax Bill	$427 (2026)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08 14 4 6`

Property Details

APN / Parcel Number

Primary APN	`08 14 4 6`
Alternative APN	`100148`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Heated Area
Gross Area	1,564 sqft
1st Floor Area	780 sqft
Basement Area	390 sqft
Unfinished Basement	390 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,292 sqft (0.466 acres)
Lot Dimensions	178 ft deep x 114 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	100148
Street Address	23 PINE ST
City	GRANITE FALLS
State	NC
Zip	28630-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1168 PG 0994 YR 1996 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3017
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 PINE ST, GRANITE FALLS, NC 28630-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALDWELL NC
Property Address	23 PINE ST, GRANITE FALLS, NC 28630-1617
Document Number	0019450328
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PINE ST GRANITE FALLS NC 286301617, GRANITE FALLS, NC 28630-1617

Mortgage

Document Number	0019450328
Date	Jul 17, 2018
Book Page	001945/000328

Lender

Name	CREDIT UNION MEMBERS MTG
Type	Credit Union
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 16, 2058

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$427.00 (-5.95%)	$87,800 (-) Land $14,800 Building $73,000
2025	$454.00 (+35.93%)	$87,800 (+71.15%) Land $14,800 Building $73,000	$87,800 (+71.15%) Land $14,800 Building $73,000
2023		$51,300 (-) Land $14,800 Building $36,500	$51,300 (-) Land $14,800 Building $36,500
2022	$334.00	$51,300 Land $14,800 Building $36,500	$51,300 Land $14,800 Building $36,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20