23 Pine Pond Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 23 Pine Pond Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,316 sqft · built 1930
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$2,200,000 (Feb 2022)
Tax Bill	$31,744 (2024)
Deeds & Mortgages	Feb 2022 Sale Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 21.18-1-47`

Property Details

APN / Parcel Number

Primary APN	`372200 21.18-1-47`
Alternative APNs	`220002101800010470000000` `101513`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,316 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	2,192 sqft
2nd Floor Area	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	293 ft deep x 216 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Area	100,000 sqft
Porch	Covered Porch
Porch Area	341 sqft
Patio Area	325 sqft
Cabin	30,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	101513
Street Address	23 PINE POND RD
City	CARMEL
State	NY
Zip	10512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Subdivision	CABIN MAP 1 OF GLPSY TRAIL CIUB ETC
Legal Block	1
Legal Lot Number	47.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3001
Census Tract	10500

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 PINE POND RD, CARMEL, NY 10512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed, Transfer THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC
Feb 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Sep 12, 1996 · Amount on Record
Deed Document Number	20221214
Deed Book / Page	2258 / 85
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Feb 2, 2022
Property Address	23 PINE POND RD, CARMEL, NY 10512
Document Number	0022580085
Book / Page	2258 / 85
Map Reference	MAP 165
Instrument Date	Jan 25, 2022
Instrument	1214-2022
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$8,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 PINE POND RD, CARMEL, NY 10512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 GIPSY TRAIL RD, CARMEL, NY 10512-4202

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Feb 2, 2022
Property Address	23 PINE POND RD, CARMEL, NY 10512
Document Number	0022580089
Book / Page	2258 / 89
Instrument Date	Jan 25, 2022
Instrument	1215-2022
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 GIPSY TRAIL RD, CARMEL, NY 10512-4202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 W 72ND ST APT 6E, 6E, NEW YORK, NY 10023-2764

Mortgage

Document Number	0007576213
Date	Feb 2, 2022
Instrument	7576/213

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Feb 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,150,000 (+186.67%) Land $183,000 Building $1,967,000	$2,150,000 (+97.23%) Land $183,000 Building $1,967,000
2024	$31,744.00
2023		$750,000 (+57.89%) Land $70,000 Building $680,000	$1,090,116 (+92.09%) Land $101,744 Building $988,372
2022		$475,000 Land $36,300 Building $438,700	$567,503 Land $43,369 Building $524,134

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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