23 Pine Hurst Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 23 Pine Hurst Ln, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,924 sqft · built 2001
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Jan 2025)
Tax Bill$3,243 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jan 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7026-00020-0120

Property Details

APN / Parcel Number

Primary APN07-11-31-7026-00020-0120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,924 sqft Living Area
Gross Area2,519 sqft
1st Floor Area1,924 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2012
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
DrivewayConcrete Driveway
Driveway Area416 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address23 PINE HURST LN
CityPALM COAST
StateFL
Zip32164-7023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDPX
Legal DescriptionPALM COAST SEC 26 BLK 2 LOT 12 OR 206 PG 797 OR 357 PG 92 OR 553 PG 1539 OR 716 PG 1309 OR 1074/400 OR 2436/1602
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block2
Legal Lot Number12
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1020
Census Tract60213

Owner

Source: Flagler County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 PINE HURST LN, PALM COAST, FL 32164-7023
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Deed of Trust, Mortgage · Balloon Mortgage
ALENA ALLAN
Jan 28, 2025Warranty Deed, Transfer · FHA Mortgage
FIRST FEDERAL BANK
Jun 23, 2023Warranty Deed, Transfer
OS NATIONAL LLC
Jan 18, 2023Warranty Deed, Transfer
OS NATIONAL LLC
Apr 21, 2020Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2025 · Amount on Record
Deed SaleJan 28, 2025 · Amount on Record
Prior SaleJun 23, 2023 · Amount on Record
Deed Document Number20253532
Deed Book / Page2932 / 1174
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address23 PINE HURST LN, PALM COAST, FL 32164-7023
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 PINE HURST LN, PALM COAST, FL 32164-7023

Mortgage

Document Number0028580048
DateApr 1, 2024
Book Page2858/48
Instrument2024013348
Lender
NameALENA ALLAN
TypePrivate Party
Address9190 BRAMLEY TER, FORT MYERS, FL 33967
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term11 Months
DueMar 25, 2025

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 28, 2025
Property Address23 PINE HURST LN, PALM COAST, FL 32164-7023
Document Number0029321174
Book / Page2932 / 1174
Map ReferenceMB 9 PG 20-35
Instrument DateJan 22, 2025
Instrument2025003532
Transaction TypeTransfer
Record UpdatedFeb 24, 2025
Title CompanyTRULY YOURS TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 LEIDEL DR, PALM COAST, FL 32137-9740

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 PINE HURST LN, PALM COAST, FL 32164-7023

Mortgage

Document Number0029321176
DateJan 28, 2025
Instrument2932/1176
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

Mortgage

Document Number0029321190
DateJan 28, 2025
Book Page2932/1190
Instrument2025003534
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressJACKSONVILLE, FL 32246
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2035

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 23, 2023
Property Address23 PINE HURST LN, PALM COAST, FL 32164-7023
Document Number0027910459
Book / Page2791 / 459
Map ReferenceMB 9 PG 20-35
Instrument DateJun 16, 2023
Instrument2023027126
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 PINE HURST LN, PALM COAST, FL 32164-7023

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 18, 2023
Property Address23 PINE HURST LN, PALM COAST, FL 32164-7023
Document Number0027510253
Book / Page2751 / 253
Map ReferenceMB 9 PG 20-35
Instrument DateJan 16, 2023
Instrument2023002107
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,130.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 LIBERTY HILL CIR, ASHLAND, MA 01721-1813

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 21, 2020
Property Address23 PINE HURST LN, PALM COAST, FL 32164-7023
Document Number0024361602
Book / Page2436 / 1602
Map ReferenceMB 9 PG 20-35
Instrument DateApr 15, 2020
Instrument2020015249
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCOVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,484.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 BAY LAKE DR, 116, ORMOND BEACH, FL 32174-9264

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 LIBERTY HILL CIR, ASHLAND, MA 01721-1813

Mortgage

Document Number0024361604
DateApr 21, 2020
Instrument2436/1604
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,243.00 (-21.65%)$226,642 (-16.54%)$270,471 (-0.4%) Land $53,000 Building $217,471
2023$4,139.00 (+8.89%)$271,555 (+15.27%) Land $42,000 Building $229,555$271,555 (+15.27%) Land $42,000 Building $229,555
2022$3,801.00$235,575 Land $44,000 Building $191,575$235,575 Land $44,000 Building $191,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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