23 Pine Circle Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 23 Pine Circle Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$275,900 (Jul 2021)
Tax Bill	$5,238 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00160-0250`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00160-0250`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Heated Area
Gross Area	192 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	23 PINE CIRCLE DR
City	PALM COAST
State	FL
Zip	32164-7045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00016 LOT 0025 SUBDIVISION COMPLETION YEAR 1980 OR 273 PG 729 OR 2478/1055
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	16
Legal Lot Number	25
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1010
Census Tract	60213

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23 PINE CIRCLE DR, PALM COAST, FL 32164-7045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 29, 2020	Warranty Deed, Transfer EMPOWER TITLE
Sep 21, 2020	Warranty Deed, Transfer EMPOWER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	2021041383
Deed Book / Page	2589 / 115
Record Updated	Jun 8, 2026

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 28, 2021
Property Address	23 PINE CIRCLE DR, PALM COAST, FL 32164-7045
Document Number	0025890115
Book / Page	2589 / 115
Map Reference	MB 9 PG 20
Instrument Date	Jul 23, 2021
Instrument	2021041383
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,931.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PINE CIRCLE DR, PALM COAST, FL 32164-7045

Mortgage

Document Number	0002589117
Date	Jul 28, 2021
Instrument	2589/117

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 29, 2020
Property Address	23 PINE CIRCLE DR, PALM COAST, FL 32164-7045
Document Number	0024901174
Book / Page	002490 / 001174
Instrument Date	Oct 19, 2020
Instrument	44518
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	EMPOWER TITLE

Transaction

Amount	Amount Recorded
Tax	$1,868.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 21, 2020
Property Address	23 PINE CIRCLE DR, PALM COAST, FL 32164-7045
Document Number	0024781055
Book / Page	002478 / 001055
Instrument Date	Aug 21, 2020
Instrument	37635
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	EMPOWER TITLE

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	755 CRANDON BLVD #8 KEY BISCAYNE FL 331492597, 8, KEY BISCAYNE, FL 33149-2597
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,238.00 (+13.3%) Homeowner's exemption	$331,378 (+13.38%) Land $53,000 Building $278,378	$331,378 (+13%) Land $53,000 Building $278,378
2023	$4,623.00 (+0.81%) Homeowner's exemption	$292,266 (+3%)	$293,260 (+3.35%) Land $42,000 Building $251,260
2022	$4,586.00 Homeowner's exemption	$283,753 Land $44,000 Building $239,753	$283,753 Land $44,000 Building $239,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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