23 Pepper Tree Ct, Warrenton, VA 20186 Property Records

Fauquier County property record for 23 Pepper Tree Ct, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,360 sqft · built 1988
Lot Size	0.034 acres (1,498 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Jun 2017)
Tax Bill	$3,625 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6985-40-9574`

Property Details

APN / Parcel Number

Primary APN	`6985-40-9574`
Alternative APNs	`731066200` `119752` `28600`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,360 sqft Finished Area
Gross Area	2,160 sqft
1st Floor Area	1,360 sqft
Basement Area	1,326 sqft
Finished Basement	646 sqft
Unfinished Basement	680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,498 sqft (0.034 acres)
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	119752
Street Address	23 PEPPER TREE CT
City	WARRENTON
State	VA
Zip	20186-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	OAK SPRINGS SUBD LOT 51 SECTION 2
Legal Subdivision	OAK SPRINGS SUBD
Legal Lot Number	51
Jurisdiction	FAUQUIER VA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2017
Census Tract	930303

Owner

23 Pepper Tree Ct is owned and occupied by an individual who bought it in June 2017.

Source: Fauquier County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	23 PEPPER TREE CT, WARRENTON, VA 20186-2125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 9, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN HSNG CAP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Deed Document Number	20174857
Deed Book / Page	1547 / 812
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	23 PEPPER TREE CT, WARRENTON, VA 20186-2125
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001673804
Date	Feb 25, 2021
Book Page	1673/804
Instrument	202100002517

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	23 PEPPER TREE CT, WARRENTON, VA 20186-2125
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001673804
Date	Feb 25, 2021
Book Page	1673/804
Instrument	202100002517

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	23 PEPPER TREE CT, WARRENTON, VA 20186-2125
Document Number	16231050
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PEPPER TREE CT WARRENTON VA 201862125, WARRENTON, VA 20186-2125

Mortgage

Document Number	16231050
Date	Mar 4, 2020
Book Page	001623/001050
Instrument	2302

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Mar 3, 2047

Interest

Rate Type	Fixed Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAUQUIER VA
Recording Date	Jun 9, 2017
Property Address	23 PEPPER TREE CT, WARRENTON, VA 20186-2125
Document Number	1547812
Book / Page	001547 / 000812
Instrument Date	Jun 6, 2017
Instrument	4857
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 PEPPER TREE CT #23 WARRENTON VA 201862125, 23, WARRENTON, VA 20186-2125

Mortgage

Document Number	1547815
Date	Jun 9, 2017
Book Page	001547/000815
Instrument	4858

Lender

Name	AMERICAN HSNG CAP LLC
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 23 Pepper Tree Ct was $3,625.

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Municipality	Warrenton Town
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,625.00	$405,100 Land $130,000 Building $275,100	$405,100 Land $130,000 Building $275,100
2023		$318,300 Land $100,000 Building $218,300	$318,300 Land $100,000 Building $218,300
2019	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Pepper Tree Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2008)
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Pepper Tree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber, T-Mobile.

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