23 Pennock Rd, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 23 Pennock Rd, Ashland, MA 01721

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,025 sqft · built 1998
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$1,285,000 (Jun 2022)
Tax Bill$14,730 (2025)
Deeds & MortgagesApr 2021 Refinance
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:014/019.0-0125-0000.0

Property Details

APN / Parcel Number

Primary APNM:014/019.0-0125-0000.0
Alternative APN
  • ASHL M:019.0 B:0125 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,025 sqft Living Area
1st Floor Area1,705 sqft
Basement Area1,360 sqft
Unfinished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area30,056 sqft (0.69 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address23 PENNOCK RD
CityASHLAND
StateMA
Zip01721-1476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block125
JurisdictionASHLAND MA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1004
Census Tract385101

Owner

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 PENNOCK RD, ASHLAND, MA 01721-1476
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Jun 24, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CITIZENS BANK OF RHODE ISLAND
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2022 · Amount on Record
Deed SaleJun 24, 2022 · Amount on Record
Prior SaleOct 23, 2009 · Amount on Record
Deed Book / Page80332 / 62
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHLAND MA
Property Address23 PENNOCK RD, ASHLAND, MA 01721-1476
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077568-182
DateApr 21, 2021
Book Page77568/182
Instrument89832
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionASHLAND MA
Recording DateJun 24, 2022
Property Address23 PENNOCK RD, ASHLAND, MA 01721-1476
Document Number0080332-62
Book / Page80332 / 62
Instrument DateJun 24, 2022
Instrument95960
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23 PENNOCK RD, ASHLAND, MA 01721-1476
InvestorPossibly a Property Investor

Mortgage

Document Number0001917001
DateJun 24, 2022
Instrument1917001
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHLAND MA
Property Address23 PENNOCK RD, ASHLAND, MA 01721-1476
Document Number68797-207
Book / Page068797 / 000207
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number68797-207
DateJan 23, 2017
Book Page068797/000207
Instrument12276
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 22, 2032

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAshland Town
Unified School DistrictAshland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,730.00 (+3.32%)$1,153,500 (+7.12%) Land $312,000 Building $841,500$1,388,900 (+10.26%)
2024$14,257.00 (+15.88%)$1,076,800 (+20.51%) Land $312,000 Building $764,800$1,259,605
2023$12,303.00$893,500 Land $297,000 Building $596,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER AND SEWER DEPT.
serves 18,832 people · EPA ID MA3014000
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880

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