23 Pendleton St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 23 Pendleton St, Cortland, NY 13045 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1875
Square Footage	1,600 sqft Living Area
Lot Size	8,136 sqft (0.186 acres)
Occupancy	Owner Occupied
Last Sale	$23,611 (2010)
Tax Bill	$3,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`110200 86.52-01-35.000`
Alternative APN	`020008605200010350000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,600 sqft Living Area
1st Floor	800 sqft 1st Floor
2nd Floor	800 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	8,136 sqft (0.186 acres)
Depth X Width	207 ft x 39.3 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	374 sqft Garage
Porch Area	461 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	23 PENDLETON ST
City	CORTLAND
State	NY
Zip	13045-2235
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	CORTLAND NY
Minor Civil Division	CORTLAND
Census Blockgroup	1
Census Block	1004
Census Tract	970600

Owner

Source: Cortland County and Cortland City records · APN 110200 86.52-01-35.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 PENDLETON ST, CORTLAND, NY 13045-2235
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2010 · Amount on Record
Deed Sale	Feb 04, 2010 · Amount on Record
Prior Sale	Feb 04, 2010 · Amount on Record
Deed Doc Number	2010660
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	May 28, 2021
Property Address	23 PENDLETON ST, CORTLAND, NY 13045-2235
Document Number	2985
Instrument Date	May 27, 2021
Instrument	2021-02985
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 GULF HILL RD, CORTLAND, NY 13045-9234

Mortgage

Document Number	2986
Date	May 28, 2021
Instrument	2021-02986

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortland City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,081.00 (+3.95%)	$130,000 (+52.94%) Land $15,900 Building $114,100	$134,021 (+15.1%) Land $16,392 Building $117,629
2023	$2,964.00	$85,000 Land $11,100 Building $73,900	$116,438 Land $15,205 Building $101,233

Flood & Wildfire

23 Pendleton St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cortland County (36023C), updated August 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.