23 Peardon Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 23 Peardon Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1984
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (Mar 2023)
Tax Bill	$809 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00280088000`

Property Details

APN / Parcel Number

Primary APN	`00280088000`
Alternative APNs	`00280088` `15353`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Heated Area
1st Floor Area	896 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)
Canopy	112 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15353
Old Parcel Number	00280088000
Street Address	23 PEARDON LN
City	RINGGOLD
State	GA
Zip	30736-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT LL 4 27/3
Legal Subdivision	DUNCAN PARK
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1012
Census Tract	30303

Owner

23 Peardon Ln is owned and occupied by an individual who bought it in March 2023.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	23 PEARDON LN, RINGGOLD, GA 30736-7614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage HIGHLAND MORTGAGE
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Aug 8, 2018 · Amount on File
Deed Document Number	0002270209
Deed Book / Page	2270 / 209
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 29, 2023
Property Address	23 PEARDON LN, RINGGOLD, GA 30736-7614
Document Number	0022700209
Book / Page	2270 / 209
Instrument Date	Mar 29, 2023
Instrument	2023-000635
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PEARDON LN, RINGGOLD, GA 30736-7614

Mortgage

Document Number	0000002088
Date	Mar 29, 2023
Instrument	002088

Lender

Name	HIGHLAND MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 17, 2018
Property Address	23 PEARDON LN, RINGGOLD, GA 30736-7614
Document Number	0019490642
Book / Page	001949 / 000642
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PEARDON LN RINGGOLD GA 307367614, RINGGOLD, GA 30736-7614

Mortgage

Document Number	19490644
Date	Aug 17, 2018
Book Page	001949/000644

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23 Peardon Ln was $809.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00	$42,652 Land $3,919 Building $38,733	$106,630 Land $9,798 Building $96,832
2023	$643.00 (+28.34%)	$28,764 Land $2,386 Building $26,378	$71,911 Land $5,965 Building $65,946
2022	$501.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Peardon Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Peardon Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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