Erie County and Lancaster Town property record for 23 Pear Tree Ln, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,217 sqft · built 2014 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $314,828 (Mar 2015) |
| Tax Bill | $9,739 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 127.08-1-11 |
| Primary APN | 145289 127.08-1-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,217 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 1,137 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 145 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23 PEAR TREE LN |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 PEAR TREE LN, LANCASTER, NY 14086-9228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVANS BANK NA |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit EVANS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2015 · Amount on Record |
| Deed Sale | Mar 30, 2015 · Amount on Record |
| Prior Sale | Dec 8, 2014 · Amount on Record |
| Deed Document Number | 20152015060573 |
| Deed Book / Page | 11277 / 5879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 23 PEAR TREE LN, LANCASTER, NY 14086-9228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23 PEAR TREE LN, LANCASTER, NY 14086-9228 |
| Document Number | 0141891131 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 14189/1131 |
| Instrument | 2026019894 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 23 PEAR TREE LN, LANCASTER, NY 14086-9228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 23 PEAR TREE LN, LANCASTER, NY 14086-9228 |
| Document Number | 0139835128 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 13983/5128 |
| Instrument | 2021042396 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 23 PEAR TREE LN, LANCASTER, NY 14086-9228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 23 PEAR TREE LN, LANCASTER, NY 14086-9228 |
| Document Number | 0140271546 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 14027/1546 |
| Instrument | 2021234040 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,739.00 (+116.13%) | ||
| 2025 | $4,506.00 (-51.93%) | $345,000 (-) Land $100,000 Building $245,000 | $539,063 (+12.49%) Land $156,250 Building $382,813 |
| 2024 | $9,374.00 | $345,000 (-) Land $100,000 Building $245,000 | $479,200 (+4.17%) Land $138,899 Building $340,301 |
| 2023 | $345,000 Land $100,000 Building $245,000 | $460,000 Land $133,333 Building $326,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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