Worcester County and Gardner City property record for 23 Park St, Gardner, MA 01440 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1800 |
| Square Footage | 2,073 sqft Living Area |
| Lot Size | 10,570 sqft (0.243 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $178,500 (2015) |
| Tax Bill | $47.00 (2025) |
| Primary APN | GARD M:R27 B:16 L:3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 3,960 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,570 sqft (0.243 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 23 PARK ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:R27 B:16 L:3
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 PARK ST, GARDNER, MA 01440-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment GFA FEDERAL CREDIT UNION |
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance GFA FEDERAL CREDIT UNION |
| Jan 16, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance FIDELITY COOPERATIVE BANK |
| Jul 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2015 · Amount on Record |
| Deed Sale | May 01, 2015 · Amount on Record |
| Prior Sale | Sep 05, 2014 · Amount on Record |
| Deed Doc Number | 201538799 |
| Deed Book / Page | 53668 / 195 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 23 PARK ST, GARDNER, MA 01440-1644 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067351-156 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 67351/156 |
| Instrument | 35065 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 23 PARK ST, GARDNER, MA 01440-1644 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064447-207 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 64447/207 |
| Instrument | 20667 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 23 PARK ST, GARDNER, MA 01440-1644 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 070095-338 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 70095/338 |
| Instrument | 3295 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 23 PARK ST, GARDNER, MA 01440-1644 |
| Document Number | 59117-52 |
| Instrument Date | Jul 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 23 PARK ST GARDNER MA 014401644, GARDNER, MA 01440-1644 |
| Document Number | 59117-52 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 059117/000052 |
| Instrument | 72984 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 17, 2038 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 (-98.98%) | $327,600 (+6.29%) Land $68,800 Building $258,800 | $293,170 |
| 2024 | $4,620.00 (+2.96%) | $308,200 (+10.78%) Land $62,600 Building $245,600 | |
| 2023 | $4,487.00 | $278,200 Land $61,700 Building $216,500 |
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