23 Park Ave, Westminster, MD 21157 Property Records

Carroll County property record for 23 Park Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,562 sqft · built 1890
Lot Size	0.191 acres (8,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Mar 2021)
Tax Bill	$5,108 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-055390`

Property Details

APN / Parcel Number

Primary APN	`07-055390`
Alternative APNs	`7055390` `055390`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,562 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,303 sqft (0.191 acres)
Lot Dimensions	198 ft deep x 34 ft wide

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	055390
Street Address	23 PARK AVE
City	WESTMINSTER
State	MD
Zip	21157-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT - 8303 SF 23 PARK AVE WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2032
Census Tract	507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 PARK AVE, WESTMINSTER, MD 21157-4746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jun 22, 2021	Correction Deed · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Mar 8, 2021	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Prior Sale	Mar 18, 1999 · Amount on Record
Deed Book / Page	10146 / 1
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0089330291
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	23 PARK AVE, WESTMINSTER, MD 21157-4746
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097380452
Date	Jun 26, 2020
Book Page	9738/452

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	23 PARK AVE, WESTMINSTER, MD 21157-4746
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104010193
Date	Aug 11, 2021
Book Page	10401/193

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 22, 2021
Property Address	23 PARK AVE, WESTMINSTER, MD 21157-4746
Document Number	0103350374
Book / Page	10335 / 374
Instrument Date	Jun 18, 2021
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PARK AVE, WESTMINSTER, MD 21157-4746

Mortgage

Document Number	0010335381
Date	Jun 22, 2021
Instrument	10335/381

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 8, 2021
Property Address	23 PARK AVE, WESTMINSTER, MD 21157-4746
Document Number	0101460001
Book / Page	10146 / 1
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PARK AVE, WESTMINSTER, MD 21157-4746

Mortgage

Document Number	0000101468
Date	Mar 8, 2021
Instrument	10146/8

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,108.00 (+5.78%) Homeowner's exemption	$314,800 (+6.56%) Land $72,700 Building $242,100	$314,800 (-) Land $72,700 Building $242,100
2025	$4,829.00 (+11.32%) Homeowner's exemption	$295,433 (+15.09%)	$314,800 (+22.63%) Land $72,700 Building $242,100
2023	$4,338.00 Homeowner's exemption	$256,700 Land $72,700 Building $184,000	$256,700 Land $72,700 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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