Monroe County property record for 23 Palm Dr, Key Largo, FL 33037
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.176 acres (7,650 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $17,500 (Jun 1990) |
| Tax Bill | $641 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00565040-000000 |
| Primary APN | 00565040-000000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,650 sqft (0.176 acres) |
|---|---|
| Lot Dimensions | 102 ft deep x 75 ft wide |
| Account Number | 1692131 |
|---|---|
| Street Address | 23 PALM DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3205 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | IS |
| Legal Description | BK 1 LT 11 GULFSTREAM SHORES KEY LARGO OR312-75 OR1137-2144 OR2162-1725/35F/J |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 29 |
| Legal Subdivision | GULFSTREAM SHORES |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 369 MAHOGANY DR, KEY LARGO, FL 33037-4562 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1990 · Amount on Record |
| Deed Sale | Jun 1, 1990 · Amount on Record |
| Deed Book / Page | 1137 / 2144 |
| Last Transfer Date | May 15, 2025 |
| Transfer Doc | 0002501029 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $641.00 (+0.79%) | $91,639 (+7.32%) Land $91,639 | $91,639 (+7.32%) Land $91,639 |
| 2024 | $636.00 (+1.76%) | ||
| 2023 | $625.00 (+7.2%) | $85,391 (+24.24%) Land $85,391 | $85,391 (+24.24%) Land $85,391 |
| 2022 | $583.00 | $68,730 Land $68,730 | $68,730 Land $68,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures