23 Opal Pl, Dover, DE 19904 Property Records

Kent County property record for 23 Opal Pl, Dover, DE 19904 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,294 sqft Living Area
Lot Size9,583 sqft (0.219 acres)
GarageFinished, 462 sqft
Last Sale$262,000 (2019)
Tax Bill$1,854.00 (2023)

Owner

Source: Kent County records · APN 2-05-067.01-01-53.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address462 TOPAZ CIR, DOVER, DE 19904-3713
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 05, 2019Deed, Transfer · Adjustable Rate Mortgage (ARM)
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2019 · Amount on Record
Deed SaleFeb 05, 2019 · Amount on Record
Prior SaleOct 18, 2012 · Amount on Record
Deed Doc Number2019-356149
Deed Book / Page9467 / 083
Record RefreshedJun 07, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address23 OPAL PL, DOVER, DE 19904-3701
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000389603
DateJul 08, 2020
Book Page10284/282
Instrument2020-389603
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

February 2019: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateFeb 05, 2019
Property Address23 OPAL PL, DOVER, DE 19904-3701
Document Number0000356149
Book / Page9467 / 083
Map ReferenceMB 71 PG 49
Instrument DateNov 15, 2018
Instrument2019-356149
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 OPAL DR, DOVER, DE 19904-3607

Mortgage

Document Number0000356150
DateFeb 05, 2019
Instrument2019-356150
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term358 Months
DueDec 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateDec 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.62%
Index1-Year LIBOR
Max Rate9.62%

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2023$1,854.00$63,000 Land $7,900 Building $55,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 8% of Delaware
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2-05-067.01-01-53.00-000
Alternative APNs
  • ED05067.010153.00/000
  • 77532
  • 84015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,294 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2007
Architectural StyleContemporary Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialShingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width127 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage
PorchPorch
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number84015
Old Parcel NumberED05067.010153.00/000
Street Address23 OPAL PL
CityDOVER
StateDE
Zip19904-3701
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD POINTE SUB., LOT #53 23 OPAL PLACE
Legal SubdivisionEMERALD POINTE
Legal Lot Number53 23
JurisdictionKENT DE
Minor Civil DivisionDOVER
Census Blockgroup1
Census Block1004
Census Tract40700

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