Harford County property record for 23 Old Sound Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,614 sqft · built 1970 |
| Lot Size | 0.065 acres (2,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2019) |
| Tax Bill | $2,779 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-148249 |
| Primary APN | 01-148249 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,850 sqft (0.065 acres) |
| Lot Dimensions | 150 ft deep x 19 ft wide |
| View / Lot | Waterfront |
| Deck Area | 476 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 148249 |
|---|---|
| Street Address | 23 OLD SOUND RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4524 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 52 19/19X150 23 OLD SOUND ROAD RUMSEY ISL P24 PT 23/10 |
| Legal Subdivision | RUMSEY ISLAND PART TWENTY FOUR |
| Legal Block | 88 |
| Legal Lot Number | 23,52 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 28, 2019 | Grant Deed, Transfer · Conventional Mortgage COASTAL LNDG GRP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Prior Sale | Jan 7, 1986 · Amount on File |
| Deed Book / Page | 13333 / 300 |
| Prior Transfer Date | Mar 16, 2009 |
| Prior Transfer Doc | 0080890287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 23 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0148320260 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 14832/260 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEW MARKET, MD 21774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 28, 2019 |
| Property Address | 23 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Document Number | 0133330300 |
| Book / Page | 013333 / 000300 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | KEY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 49 OLD SOUND RD JOPPA MD 210854524, JOPPA, MD 21085-4524 |
| Document Number | 133330306 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 013333/000306 |
| Name | COASTAL LNDG GRP |
|---|---|
| Address | BALTIMORE, MD 21224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,779.00 (+7.01%) Homeowner's exemption | $255,033 (+3.39%) | $263,400 (-) Land $123,000 Building $140,400 |
| 2025 | $2,597.00 (+3.18%) Homeowner's exemption | $246,667 (+5.13%) | $263,400 (+10.53%) Land $123,000 Building $140,400 |
| 2023 | $234,633 | $238,300 Land $123,000 Building $115,300 | |
| 2022 | $2,517.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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