23 Old Harbor Ln, Edgartown, MA 02539 Property Records

Dukes County and Oak Bluffs Town property record for 23 Old Harbor Ln, Edgartown, MA 02539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,960 sqft · built 2014
Lot Size0.622 acres (27,100 sqft)
Owner2 Company Names on Record
Tax Bill$15,634 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNOAKB M:0034 B:0040 L:000

Property Details

APN / Parcel Number

Primary APNOAKB M:0034 B:0040 L:000
Alternative APN
  • 3797

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,960 sqft Living Area
Gross Area3,009 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area27,100 sqft (0.622 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3797
Street Address23 OLD HARBOR LN
CityEDGARTOWN
StateMA
Zip02539-7738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block40
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group3
Census Block3016
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address23 OLD HARBOR LN, EDGARTOWN, MA 02539-7738
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address23 OLD HARBOR LN, EDGARTOWN, MA 02539-7738
Document Number1472-947
Instrument DateJul 14, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address23 HARBOR LN EDGARTOWN MA 02539, EDGARTOWN, MA 02539

Mortgage

Document Number1472-947
DateJul 27, 2018
Book Page001472/000947
Instrument4151
Lender
NameROCKLAND TR
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,634.00 (+3.71%)$3,095,900 (+7.4%) Land $1,864,400 Building $1,231,500$2,658,594
2024$15,075.00 (+7.34%)$2,882,500 (+8.37%) Land $1,694,300 Building $1,188,200
2023$14,044.00$2,659,900 Land $1,646,300 Building $1,013,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Nearby Flood Policies55 in force
Nearby Flood Claims7 (1978–2012)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK BLUFFS WATER DISTRICT
serves 24,000 people · EPA ID MA4221000
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

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