Chemung County and Big Flats Town property record for 23 Olcott Rd S, Big Flats, NY 14814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,736 sqft · built 1900 |
| Lot Size | 0.236 acres (10,283 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,473 (Apr 1990) |
| Tax Bill | $2,802 (2026) |
| Deeds & Mortgages | Jul 2025 Refinance |
| APN | 072400 66.03-1-8 |
| Primary APN | 072400 66.03-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 868 sqft |
| 2nd Floor Area | 868 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,283 sqft (0.236 acres) |
| Lot Dimensions | 149 ft deep x 69 ft wide |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 195 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01887000 |
|---|---|
| Street Address | 23 OLCOTT RD S |
| City | BIG FLATS |
| State | NY |
| Zip | 14814-8929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | CR 1 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | BIG FLATS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10302 |
Source: Chemung County and Big Flats Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 OLCOTT RD S, BIG FLATS, NY 14814-8929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 1990 · Amount on Record |
| Deed Sale | Apr 3, 1990 · Amount on Record |
| Deed Book / Page | 90833 / 288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 23 OLCOTT RD S, BIG FLATS, NY 14814-8929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202510193 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 202510193 |
| Name | FIRST HERITAGE FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Chemung County and Big Flats Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Big Flats Town |
| Unified School District | Horseheads Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,802.00 (+21.88%) Homeowner's exemption | ||
| 2025 | $2,299.00 | $91,600 (+8.02%) Land $12,700 Building $78,900 | $107,500 (+19.16%) Land $14,904 Building $92,596 |
| 2023 | $84,800 Land $11,700 Building $73,100 | $90,213 Land $12,447 Building $77,766 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG FLATS WATER DISTRICT 5 serves 8,489 people · EPA ID NY0701011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Xtreme5G Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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