23 Oceanside Dr, Saco, ME 04072 Property Records

York County and Saco City property record for 23 Oceanside Dr, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,800 sqft · built 1968
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$962,500 (Mar 2008)
Tax Bill	$15,535 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone VE (high risk)
APN	`A0890R`

Property Details

APN / Parcel Number

Primary APN	`A0890R`
Alternative APNs	`SACO M:011 L:106 U:000-000` `M:011 L:106 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	A0890R
Street Address	23 OCEANSIDE DR
City	SACO
State	ME
Zip	04072-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	106
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1003
Census Tract	5400

Owner

Source: York County and Saco City records · APN A0890R

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9401 JACKSON ST, BURKE, VA 22015-2023
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2008 · Amount on Record
Deed Sale	Mar 04, 2008 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Book / Page	15363 / 571
Transfer Doc	15363-0571
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	23 OCEANSIDE DR, SACO, ME 04072-1712
Document Number	0182010627
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 OCEANSIDE DR SACO ME 040721712, SACO, ME 04072-1712

Mortgage

Document Number	0182010627
Date	Mar 25, 2020
Book Page	018201/000627
Instrument	13471

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,535.00 (+4.58%)	$1,094,000 (+3.48%) Land $749,000 Building $345,000
2024	$14,854.00 (+2.48%)	$1,057,200 (+33.69%) Land $749,000 Building $308,200	$1,495,870
2022	$14,495.00	$790,800 Land $574,000 Building $216,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 135 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured incl. 3 condo units
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 124 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.