Rockingham County and Derry Town property record for 23 Oak St, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,332 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,933 (Dec 2025) |
| Tax Bill | $6,954 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:30 B:189 |
| Primary APN | DERY M:30 B:189 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 3,737 sqft |
| 1st Floor Area | 972 sqft |
| Attic | Attic |
| Attic Area | 972 sqft |
| Basement Area | 1,108 sqft |
| Unfinished Basement | 1,108 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 OAK ST |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHR2 |
| Legal Block | 189 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3500 |
23 Oak St is owned and occupied by two individuals who bought it in December 2025.
Source: Rockingham County and Derry Town records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 OAK ST, DERRY, NH 03038-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 13, 2025 | Warranty Deed, Transfer · Commercial Mortgage LATITUDE CAPITAL LLC |
| Jun 13, 2025 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Prior Sale | Jun 13, 2025 · Amount on File |
| Deed Document Number | 20253008 |
| Deed Book / Page | 6672 / 2206 |
| Prior Transfer Date | May 27, 2025 |
| Prior Transfer Doc | 0000008426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Dec 18, 2025 |
| Property Address | 23 OAK ST, DERRY, NH 03038-2111 |
| Document Number | 06672-2206 |
| Book / Page | 6672 / 2206 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 25043008 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0025043009 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 25043009 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Jun 13, 2025 |
| Property Address | 23 OAK ST, DERRY, NH 03038-2111 |
| Document Number | 006627-796 |
| Book / Page | 6627 / 796 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 25018444 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 RESERVOIR ST, METHUEN, MA 01844-3251 |
| Document Number | 0025018445 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 25018445 |
| Name | LATITUDE CAPITAL LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Jun 13, 2025 |
| Property Address | 23 OAK ST, DERRY, NH 03038-2111 |
| Document Number | 006627-674 |
| Book / Page | 6627 / 674 |
| Instrument Date | May 27, 2025 |
| Instrument | 25018426 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 RESERVOIR ST, METHUEN, MA 01844-3251 |
The 2025 property tax bill for 23 Oak St was $6,954, down 3.3% from the year before.
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,954.00 (-3.26%) | $366,200 (-4.78%) Land $196,600 Building $169,600 | |
| 2024 | $7,188.00 (+22.91%) | $384,600 (+36%) Land $196,600 Building $188,000 | |
| 2023 | $5,848.00 (+8.6%) | $282,800 (-) Land $167,100 Building $115,700 | $351,025 |
| 2022 | $5,385.00 | $282,800 Land $167,100 Building $115,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2006) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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