Passaic County and Wayne Township property record for 23 North Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1959 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (May 2005) |
| Tax Bill | $8,973 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03503-0000-00006 |
| Primary APN | 14-03503-0000-00006 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,600 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Lot Area | 10,585 sqft (0.243 acres) |
| Old Parcel Number | 1400631000000003B |
|---|---|
| Street Address | 23 NORTH RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3503 |
| Legal Lot Number | 6 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records · APN 14-03503-0000-00006
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 NORTH RD, WAYNE, NJ 07470-6353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA |
| Sep 29, 2020 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2005 · Amount on Record |
| Deed Sale | May 19, 2005 · Amount on Record |
| Prior Sale | Aug 27, 2002 · Amount on Record |
| Deed Book / Page | 1002 / 12 |
| Last Transfer Date | Mar 14, 2006 |
| Transfer Doc | 1342000270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 NORTH RD, WAYNE, NJ 07470-6353 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23 NORTH RD, WAYNE, NJ 07470-6353 |
| Document Number | 0000008530 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | M19834/168 |
| Instrument | 2026008530 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 NORTH RD, WAYNE, NJ 07470-6353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 23 NORTH RD, WAYNE, NJ 07470-6353 |
| Document Number | 0000048358 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | M16464/69 |
| Instrument | 2020048358 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 NORTH RD, WAYNE, NJ 07470-6353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000048357 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | M16464/58 |
| Instrument | 2020048357 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,600 (-) Land $67,400 Building $82,200 | $149,600 (-) Land $67,400 Building $82,200 | |
| 2025 | $8,973.00 (+0.88%) Veteran's exemption | $149,600 (-) Land $67,400 Building $82,200 | $149,600 (-) Land $67,400 Building $82,200 |
| 2024 | $8,895.00 (+8.37%) | ||
| 2023 | $149,600 Land $67,400 Building $82,200 | $149,600 Land $67,400 Building $82,200 | |
| 2022 | $8,208.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 6 condo units |
| Nearby Flood Claims | 471 (1978–2024) |
| Claims Outside the SFHA | 21 of 471 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 181 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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