23 Nickerson St, Sutter Creek, CA 95685 Property Records

Amador County property record for 23 Nickerson St, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,506 sqft · built 1930
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$188,500 (Mar 2014)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Jan 2021 Reverse Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-201-015-000`

Property Details

APN / Parcel Number

Primary APN	`018-201-015-000`
Alternative APN	`1820101500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,506 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	23 NICKERSON ST
City	SUTTER CREEK
State	CA
Zip	95685-4187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNK
Legal Description	POR LOT 16 BLK 22
Legal Subdivision	TOWNSITE/SUTTER CRK
Legal Block	22
Legal Lot Number	16
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1055
Census Tract	303

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 NICKERSON ST, SUTTER CREEK, CA 95685-4187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 16, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FCU
Feb 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2014 · Amount on Record
Deed Sale	Mar 26, 2014 · Amount on Record
Deed Document Number	20141840
Last Transfer Date	Feb 1, 2019
Transfer Doc	0000000902
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	23 NICKERSON ST, SUTTER CREEK, CA 95685-4187
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 NICKERSON ST, SUTTER CREEK, CA 95685-4187

Mortgage

Document Number	0000001127
Date	Jan 29, 2021
Instrument	2021-0001127

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	77113

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	23 NICKERSON ST, SUTTER CREEK, CA 95685-4187
Document Number	0000001128
Instrument Date	Jan 16, 2021
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23 NICKERSON ST SUTTER CREEK CA 956854187, SUTTER CREEK, CA 95685-4187

Mortgage

Document Number	0000001128
Date	Jan 29, 2021
Instrument	1128

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	23 NICKERSON ST, SUTTER CREEK, CA 95685-4187
Document Number	0000009659
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	23 NICKERSON ST SUTTER CREEK CA 956854187, SUTTER CREEK, CA 95685-4187

Mortgage

Document Number	0000009659
Date	Dec 19, 2019
Instrument	9659

Lender

Name	SCHOOLS FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2034

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Feb 7, 2019
Property Address	23 NICKERSON ST, SUTTER CREEK, CA 95685-4187
Document Number	0000000902
Instrument Date	Feb 1, 2019
Instrument	2019-0000902
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1495, SUTTER CREEK, CA 95685-1495

Mortgage

Document Number	0000000903
Date	Feb 7, 2019
Instrument	2019-0000903

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,683 (+2%) Land $62,513 Building $173,170
2025	$2,265.00 (+1.98%) Homeowner's exemption	$231,063 (+4.04%) Land $61,288 Building $169,775
2024	$2,221.00 (+2.07%)		$393,570
2023	$2,176.00 (+1.97%) Homeowner's exemption	$222,093 Land $58,909 Building $163,184
2022	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cal.net.

Nearby Properties on Nickerson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures