23 Newgate Ave, Naperville, IL 60565 Property Records

Will County property record for 23 Newgate Ave, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,612 sqft · built 1989
Lot Size	0.162 acres (7,048 sqft)
Owner	Individual Name on Record
Last Sale	$418,500 (Feb 2020)
Tax Bill	$12,331 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-06-214-010`

Property Details

APN / Parcel Number

Primary APN	`12-02-06-214-010`
Alternative APN	`02062140100000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,612 sqft Living Area
Basement Area	405 sqft
Unfinished Basement	405 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	7,048 sqft (0.162 acres)
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	23 NEWGATE AVE
City	NAPERVILLE
State	IL
Zip	60565-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 IN CHESTNUT CREEK, BEING A SUB OF PRT OF THE NE1/4 OF SEC 6, T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	06
Legal Subdivision	CHESTNUT CREEK
Legal Lot Number	10
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	1
Census Block	1001
Census Tract	880119

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 NEWGATE AVE, NAPERVILLE, IL 60565-3039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage THRIVENT FCU
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit THRIVENT FCU
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	202016380
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	23 NEWGATE AVE, NAPERVILLE, IL 60565-3039
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082043
Date	Nov 17, 2022
Instrument	R2022082043

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	23 NEWGATE AVE, NAPERVILLE, IL 60565-3039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087338
Date	Oct 8, 2020
Instrument	R2020087338

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 28, 2020
Property Address	23 NEWGATE AVE, NAPERVILLE, IL 60565-3039
Document Number	0000016380
Map Reference	DOC R88-58265
Instrument Date	Feb 9, 2020
Instrument	R2020016380
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	HOME CLOSING SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 NEWGATE AVE, NAPERVILLE, IL 60565-3039

Mortgage

Document Number	0000016381
Date	Feb 28, 2020
Instrument	R2020016381

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate	3.62%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 30, 2019
Property Address	23 NEWGATE AVE, NAPERVILLE, IL 60565-3039
Document Number	0000058999
Map Reference	DOC R88-5825
Instrument Date	Jul 25, 2019
Instrument	R2019058999
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4528 BRACKENVIEW CT, MASON, OH 45040-5642

Mortgage

Document Number	0000059001
Date	Aug 30, 2019
Instrument	R2019059001

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,331.00 (+27.56%)	$208,880 (+8.2%) Land $46,290 Building $162,590	$626,640 (+8.2%) Land $138,870 Building $487,770
2024		$193,050 (+31.74%) Land $42,782 Building $150,268	$579,150 (+31.74%) Land $128,346 Building $450,804
2022	$9,667.00 Homeowner's exemption	$146,538 Land $34,704 Building $111,834	$439,614 Land $104,112 Building $335,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 units insured incl. 8 condo units
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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