23 Nancy Cir, Reading, PA 19606 Property Records

Berks County property record for 23 Nancy Cir, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,824 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jul 2026)
Tax Bill	$2,810 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5326-20-82-2341`

Property Details

APN / Parcel Number

Primary APN	`5326-20-82-2341`
Alternative APNs	`43-5326-20-82-2341` `43002324` `002324`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,824 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43002324
Street Address	23 NANCY CIR
City	READING
State	PA
Zip	19606-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COUNTRY CLUB RUN
Legal Block	82
Legal Lot Number	80
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1000
Census Tract	12106

Owner

23 Nancy Cir is owned and occupied by two individuals who bought it in July 2026.

Source: Berks County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 NANCY CIR, READING, PA 19606-8943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Aug 16, 2021	Deed, Transfer · Line of Credit FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202623651
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 21, 2026
Property Address	23 NANCY CIR, READING, PA 19606-8943
Document Number	0000023651
Instrument Date	Jul 20, 2026
Instrument	202623651
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	PLATINUM TITLE SERVICES CORPORATION, PLATINUM HOME SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 NANCY CIR, READING, PA 19606-8943

Mortgage

Document Number	0000023652,
Date	Jul 21, 2026
Instrument	202623652

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 16, 2021
Property Address	23 NANCY CIR, READING, PA 19606-8943
Document Number	0000040649
Map Reference	MB 233 PG 54
Instrument Date	Aug 9, 2021
Instrument	2021040649
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 NANCY CIR, READING, PA 19606-8943

Mortgage

Document Number	0000040650
Date	Aug 16, 2021
Instrument	2021040650

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 23 Nancy Cir was $2,810.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,810.00	$187,200 Land $37,900 Building $149,300	$37,900 Land $37,900
2024	$2,598.00	$187,200 Land $37,900 Building $149,300
1994			$187,200 Land $37,900 Building $149,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Nancy Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Nancy Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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