23 N Main St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 23 N Main St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1929
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$4,363 (2024)
Deeds & Mortgages	Jan 2017 Second Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:21 B:17 L:92`

Property Details

APN / Parcel Number

Primary APN	`WINL M:21 B:17 L:92`
Alternative APNs	`00286900` `286900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	630 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	286900
Street Address	23 N MAIN ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	17
Legal Lot Number	92
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2004
Census Tract	476100

Owner

23 N Main St is owned and occupied by an individual who acquired it in September 2016.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	23 N MAIN ST, WINDSOR LOCKS, CT 06096-1459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CT HOUSING FINANCE AUTHORITY
Jan 25, 2017	Deed of Trust, Mortgage LIBERTY FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2016
Deed Sale	Sep 27, 2016
Prior Sale	Jul 8, 2004 · Amount on File
Deed Document Number	2016532280003
Deed Book / Page	460 / 874
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	23 N MAIN ST, WINDSOR LOCKS, CT 06096-1459
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000463-864
Date	Jan 25, 2017
Book Page	463/864
Instrument	570370003

Lender

Name	CT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	23 N MAIN ST, WINDSOR LOCKS, CT 06096-1459
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000463-843
Date	Jan 25, 2017
Book Page	463/843
Instrument	570350018

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,860 (+51.58%) Land $49,140 Building $132,720	$127,302 Land $34,398 Building $92,904
2024	$4,363.00 (+29.24%)	$119,980 (-) Land $34,930 Building $85,050
2023	$3,376.00 (+8.94%)	$119,980 (-) Land $34,930 Building $85,050
2022	$3,099.00	$119,980 Land $34,930 Building $85,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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