23 N Forest Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 23 N Forest Dr, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,024 sqft · built 2000
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (May 2002)
Tax Bill	$6,236 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-317005`

Property Details

APN / Parcel Number

Primary APN	`03-317005`
Alternative APNs	`3317005` `317005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,024 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	317005
Street Address	23 N FOREST DR
City	FOREST HILL
State	MD
Zip	21050-2699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	LT 55 10018 SF 23 NORTH FOREST DRIVE NORTH FOREST P 89/90
Legal Subdivision	NORTH FOREST 2 PH 1
Legal Lot Number	55
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4003
Census Tract	303201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 N FOREST DR, FOREST HILL, MD 21050-2699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2002 · Amount on Record
Deed Sale	May 29, 2002 · Amount on Record
Prior Sale	Oct 25, 2000 · Amount on Record
Deed Document Number	20022867
Deed Book / Page	3992 / 214
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	23 N FOREST DR, FOREST HILL, MD 21050-2699
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NOT AVAILABLE, KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149930093
Date	Aug 30, 2021
Book Page	14993/93

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	23 N FOREST DR, FOREST HILL, MD 21050-2699
Document Number	0136780034
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 N FOREST DR FOREST HILL MD 210502699, FOREST HILL, MD 21050-2699

Mortgage

Document Number	0136780034
Date	Feb 6, 2020
Book Page	013678/000034

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	23 N FOREST DR, FOREST HILL, MD 21050-2699
Document Number	0130790290
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 N FOREST DR FOREST HILL MD 210502699, FOREST HILL, MD 21050-2699

Mortgage

Document Number	0130790290
Date	Dec 4, 2018
Book Page	013079/000290

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,236.00 (+7.2%) Homeowner's exemption	$572,167 (+11.67%)	$606,300 (+9.22%) Land $130,700 Building $475,600
2025	$5,817.00 (+8.71%) Homeowner's exemption
2023		$512,367	$555,100 Land $130,700 Building $424,400
2022	$5,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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