23 Murray Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 23 Murray Ave, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,926 sqft · built 1920
Lot Size0.092 acres (4,003 sqft)
Owner2 Individual Names on File
Last Sale$759,900 (Apr 2016)
Tax Bill$12,156 (2025)
Deeds & MortgagesApr 2020 Mortgage
Feb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-000-05722155

Property Details

APN / Parcel Number

Primary APN06-000-05722155
Alternative APNs
  • 6-000-05722155
  • 00005722155

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,926 sqft Living Area
Gross Area3,234 sqft
1st Floor Area968 sqft
AtticAttic
Attic Area200 sqft
Basement Area726 sqft
Finished Basement726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,003 sqft (0.092 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area284 sqft
Deck Area368 sqft
Patio Area314 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00005722155
Street Address23 MURRAY AVE
CityANNAPOLIS
StateMD
Zip21401-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 1 MURRAY HILL
Legal SubdivisionMURRAY HILL
Legal Block1
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1018
Census Tract706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District (Boundary Increase)
listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 Murray Ave is owned and occupied by two individuals who bought it in April 2016.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address23 MURRAY AVE, ANNAPOLIS, MD 21401-2817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 9, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2016 · Amount on File
Deed SaleApr 29, 2016 · Amount on File
Prior SaleMar 28, 2002 · Amount on File
Deed Book / Page29522 / 135
Transfer Doc0096760722
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address23 MURRAY AVE, ANNAPOLIS, MD 21401-2817
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyEAGLE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0344550252
DateApr 17, 2020
Book Page34455/252
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2040

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address23 MURRAY AVE, ANNAPOLIS, MD 21401-2817
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0361100327
DateFeb 9, 2021
Book Page36110/327
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 23 Murray Ave was $12,156 with a homeowner's exemption, up 6.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$982,200 (+8.81%) Land $498,000 Building $484,200$982,200 (-) Land $498,000 Building $484,200
2025$12,156.00 (+6.6%) Homeowner's exemption$902,633$982,200 Land $498,000 Building $484,200
2024$11,403.00 (+6.81%)
2023$10,676.00$743,500 Land $468,000 Building $275,500$743,500 Land $468,000 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Murray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Murray Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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