Genesee County and Bergen Town property record for 23 Munger St, Bergen, NY 14416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,132 sqft · built 1910 |
| Lot Size | 0.425 acres (18,527 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (May 2022) |
| Tax Bill | $7,209 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2022 Sale & Mortgage + 1 more |
| APN | 182601 5.-1-45 |
| Primary APN | 182601 5.-1-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| 2nd Floor Area | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 18,527 sqft (0.425 acres) |
| Lot Dimensions | 191 ft deep x 97 ft wide |
| Garage Type | Detached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 220 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23 MUNGER ST |
|---|---|
| City | BERGEN |
| State | NY |
| Zip | 14416-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | GENESEE NY |
| Township / Civil Division | BERGEN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950100 |
23 Munger St is owned and occupied by two individuals who bought it in May 2022.
Source: Genesee County and Bergen Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 MUNGER ST, BERGEN, NY 14416-9573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage ESL FEDERAL CREDIT UNION |
| May 9, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GENESEE REGIONAL BANK |
| Apr 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF CASTILE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on File |
| Deed Sale | May 9, 2022 · Amount on File |
| Prior Sale | Mar 16, 2001 · Amount on File |
| Deed Document Number | 2022DE2022-732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE NY |
| Recording Date | Jun 2, 2026 |
| Property Address | 23 MUNGER ST, BERGEN, NY 14416-9573 |
| Document Number | MTG2026587 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026MTG2026587 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23 MUNGER ST, BERGEN, NY 14416-9573 |
| Document Number | 0000000587, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 2026MTG2026587 |
| Name | ESL FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE NY |
| Recording Date | May 9, 2022 |
| Property Address | 23 MUNGER ST, BERGEN, NY 14416-9573 |
| Document Number | 0DE2022732 |
| Instrument Date | May 6, 2022 |
| Instrument | DE2022-732 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 FLYNN RD, ROCHESTER, NY 14612-1434 |
| Document Number | MTG2022819 |
|---|---|
| Date | May 9, 2022 |
| Instrument | MTG2022-819 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE NY |
| Property Address | 23 MUNGER ST, BERGEN, NY 14416-9573 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG2019343 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | MTG2019-343 |
| Name | BANK OF CASTILE |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 23 Munger St was $7,209, up 1% from the year before.
Source: Genesee County and Bergen Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Genesee County |
| County Subdivision | Bergen Town |
| Municipality | Bergen Village |
| Unified School District | Byron-Bergen Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,209.00 (+0.97%) | ||
| 2025 | $7,140.00 | $217,500 Land $16,200 Building $201,300 | $217,500 Land $16,200 Building $201,300 |
| 2023 | $173,300 Land $16,200 Building $157,100 | $173,300 Land $16,200 Building $157,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 23 Munger St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Munger St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA GENESEE public/private · serves 16,541 people · EPA ID NY1800547 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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