23 Mountain View Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 23 Mountain View Rd, Gray, ME 04039 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,580 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$342,100 (Dec 2020)
Tax Bill	$5,551 (2025)
Deeds & Mortgages	Apr 2023 Refinance Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:049 B:013 L:041-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:049 B:013 L:041-000`
Alternative APNs	`013041000000` `547`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
Basement Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	547
Street Address	23 MOUNTAIN VIEW RD
City	GRAY
State	ME
Zip	04039-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Legal Lot Number	41-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2000
Census Tract	4701

Owner

Source: Cumberland County and Gray Town records · APN GRAY M:049 B:013 L:041-000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 MOUNTAIN VIEW RD, GRAY, ME 04039-7734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Dec 01, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2019	Deed of Trust, Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Prior Sale	Oct 07, 2013 · Amount on Record
Deed Document Number	202078469
Deed Book / Page	37509 / 156
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	23 MOUNTAIN VIEW RD, GRAY, ME 04039-7734
Transaction Type	Mortgage
Record Updated	May 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0400790278
Date	Apr 18, 2023
Book Page	40079/278
Instrument	11590

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Dec 01, 2020
Property Address	23 MOUNTAIN VIEW RD, GRAY, ME 04039-7734
Document Number	0375090156
Book / Page	37509 / 156
Instrument Date	Nov 30, 2020
Instrument	78469
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	13 BACK COVE EST, PORTLAND, ME 04103-4600

Mortgage

Document Number	0000078470
Date	Dec 01, 2020
Instrument	78470

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	23 MOUNTAIN VIEW RD, GRAY, ME 04039-7734
Document Number	0355510036
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	MARKET STREET SETTLEMENT GROUP, MARKET STREET SETTLEMENT GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MOUNTAIN VIEW RD GRAY ME 040397734, GRAY, ME 04039-7734

Mortgage

Document Number	0355510036
Date	Apr 01, 2019
Book Page	035551/000036
Instrument	12993

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,551.00 (+18.69%)	$573,500 (+86.14%) Land $126,000 Building $447,500
2023	$4,677.00 (+10.28%)	$308,100 (+1.35%) Land $70,500 Building $237,600
2022	$4,241.00	$304,000 Land $70,500 Building $233,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050047012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2002, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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