23 Montclair Dr, Cary, IL 60013 Property Records

McHenry County property record for 23 Montclair Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,001 sqft · built 2002
Lot Size0.274 acres (11,952 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (May 2019)
Deeds & MortgagesJan 2022 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-15-226-002

Property Details

APN / Parcel Number

Primary APN19-15-226-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,001 sqft
Gross Area4,307 sqft
1st Floor Area1,702 sqft
2nd Floor Area1,299 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialFrame Siding
Lot Area11,952 sqft (0.274 acres)
Lot Dimensions166 ft deep x 72 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address23 MONTCLAIR DR
CityCARY
StateIL
Zip60013-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0015267 LT 124 CAMBRIA UNIT 6 MEMO: GLASDER, KEVIN/ HICKEY, KATHLEEN
Legal Range08E
Legal Township43N
Legal Section15
Legal SubdivisionCAMBRIA 06
Legal Lot Number124
Legal Unit6
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3009
Census Tract871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 MONTCLAIR DR, CARY, IL 60013-1831
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 30, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleDec 4, 2001 · Amount on Record
Deed Document Number2019R0015267
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23 MONTCLAIR DR, CARY, IL 60013-1831
Transaction TypeMortgage
Record UpdatedFeb 1, 2022
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002544
DateJan 19, 2022
Instrument2022R0002544
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23 MONTCLAIR DR, CARY, IL 60013-1831
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028115
DateMay 24, 2021
Instrument2021R0028115
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate3.5%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 30, 2019
Property Address23 MONTCLAIR DR, CARY, IL 60013-1831
Document Number0000015267
Instrument DateApr 17, 2019
Instrument15267
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$517.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1000 WHITE PINE DR CARY IL 600133107, CARY, IL 60013-3107

Mortgage

Document Number15268
DateMay 30, 2019
Instrument15268
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 29, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$129,223 Land $34,938 Building $94,285$387,669 Land $104,814 Building $282,855

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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