23 Montclair Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 23 Montclair Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	3,314 sqft · built 1960
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$522,000 (Feb 2022)
Tax Bill	$24,756 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00545-C-00020`

Property Details

APN / Parcel Number

Primary APN	`05 00545-C-00020`
Alternative APNs	`05-00545-03-00020-01` `0500545000C00020` `00014687`

Interior

Stories	1 Story
Building Area	3,314 sqft Living Area
1st Floor Area	3,314 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	23 MONTCLAIR AVE
City	EDISON
State	NJ
Zip	08820-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	100X100
Legal Subdivision	OAK TREE GARDENS
Legal Block	545.3
Legal Lot Number	20.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3016
Census Tract	1413

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 MONTCLAIR AVE, EDISON, NJ 08820-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 8, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Dec 14, 1998 · Amount on File
Deed Document Number	202215718
Deed Book / Page	18821 / 1113
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 MONTCLAIR AVE, EDISON, NJ 08820-2040
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074262
Date	Aug 17, 2020
Book Page	17984/1533
Instrument	2020074262

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 8, 2022
Property Address	23 MONTCLAIR AVE, EDISON, NJ 08820-2040
Document Number	0000015718
Book / Page	18821 / 1113
Instrument Date	Jan 10, 2022
Instrument	2022015718
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	MODERN TITLE AGENCY LLC, GOLDEN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,386.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3604 ADAIR DR, 3604, BELTON, TX 76513-4132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MONTCLAIR AVE, EDISON, NJ 08820-2040

Mortgage

Document Number	0000015719
Date	Feb 8, 2022
Instrument	2022015719

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,000 (-) Land $112,000 Building $304,000	$416,000 (-) Land $112,000 Building $304,000
2025	$24,756.00 (+3.82%)	$416,000 (+126.83%) Land $112,000 Building $304,000	$416,000 (+126.83%) Land $112,000 Building $304,000
2024	$23,845.00 (+127.92%)
2023		$183,400 Land $112,000 Building $71,400	$183,400 Land $112,000 Building $71,400
2022	$10,462.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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