23 Monarch Dr, Bloomington, IL 61704 Property Records

McLean County property record for 23 Monarch Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,508 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,921 (2024)
Deeds & Mortgages	Jan 2024 Transfer Sep 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`14-26-476-017`

Property Details

APN / Parcel Number

Primary APN	`14-26-476-017`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,508 sqft Living Area
Gross Area	4,168 sqft
1st Floor Area	2,222 sqft
Basement Area	1,210 sqft
Finished Basement	1,010 sqft
Unfinished Basement	200 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	76 ft deep x 58 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 MONARCH DR
City	BLOOMINGTON
State	IL
Zip	61704-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE VILLAS AT SPRING RIDGE 9TH ADD LT 129
Legal Range	02E
Legal Township	24N
Legal Section	26
Legal Subdivision	SPRING RIDGE
Legal Lot Number	129
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1048
Census Tract	504

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	23 MONARCH DR, BLOOMINGTON, IL 61704-9092
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 25, 2024
Transfer Doc	0000001211
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 29, 2024
Property Address	23 MONARCH DR, BLOOMINGTON, IL 61704-9092
Document Number	202400001211
Map Reference	DOC 2004-26594
Instrument Date	Jan 25, 2024
Instrument	2024-00001211
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MONARCH DR, BLOOMINGTON, IL 61704-9092

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	23 MONARCH DR, BLOOMINGTON, IL 61704-9092
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016130
Date	Sep 28, 2018
Instrument	2018-00016130

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Margin	5
Max Rate	18%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,004 (+9.83%) Land $21,555 Building $119,449	$423,012 (+9.83%) Land $64,665 Building $358,347
2024	$9,921.00 (-4.32%)
2023	$10,369.00 (+7.25%)	$128,389 (+11.24%) Land $19,627 Building $108,762	$385,167 (+11.24%) Land $58,881 Building $326,286
2022	$9,668.00	$115,416 Land $17,644 Building $97,772	$346,248 Land $52,932 Building $293,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media, Verizon.

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