23 Mill Ln, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 23 Mill Ln, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,560 sqft
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,744 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R12 L:37 S:4`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R12 L:37 S:4`
Alternative APNs	`NAPL M:R12 L:0037 S:0004` `1071`

Interior

Stories	1 Story
Building Area	1,560 sqft Total Area

Exterior

Lot Area	144,184 sqft (3.31 acres)

Location & Zoning

Account Number	1071
Old Parcel Number	NAPL M:R12 L:0037 S:0004
Street Address	23 MILL LN
City	NAPLES
State	ME
Zip	04055-5245
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Lot Number	37
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2024
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 MILL LN, NAPLES, ME 04055-5245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit TRADITIONAL MORTGAGE
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit TRADITIONAL MORTGAGE
Feb 13, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Recording Date	Jun 2, 2026
Property Address	23 MILL LN, NAPLES, ME 04055-5245
Document Number	0422960229
Book / Page	42296 / 229
Instrument Date	May 23, 2026
Instrument	202621576
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MILL LN, NAPLES, ME 04055-5245

Mortgage

Document Number	0000021576,
Date	Jun 2, 2026
Book Page	42296/229
Instrument	202621576

Lender

Name	TRADITIONAL MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	805 Months
Due	Jul 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Recording Date	Jun 2, 2026
Property Address	23 MILL LN, NAPLES, ME 04055-5245
Document Number	0422960244
Book / Page	42296 / 244
Instrument Date	May 23, 2026
Instrument	202621577
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MILL LN, NAPLES, ME 04055-5245

Mortgage

Document Number	0000021577,
Date	Jun 2, 2026
Book Page	42296/244
Instrument	202621577

Lender

Name	TRADITIONAL MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	805 Months
Due	Jul 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	23 MILL LN, NAPLES, ME 04055-5245
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346520167
Date	Feb 13, 2018
Book Page	34652/0167
Instrument	000000007019

Lender

Name	REVERSE MORTGAGE FUND

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.16%
Type Change Date	Feb 1, 2019

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$187,528 (-) Land $64,468 Building $123,060
2024	$1,744.00 (+1.63%)
2023	$1,716.00 (+10.92%)	$187,528 (-) Land $64,468 Building $123,060
2022	$1,547.00	$187,528 Land $64,468 Building $123,060

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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