23 Michael Ln, Denver, PA 17517 Property Records

Lancaster County property record for 23 Michael Ln, Denver, PA 17517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,257 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$307,500 (Aug 2017)
Tax Bill	$6,570 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-90920-0-0000`

Property Details

APN / Parcel Number

Primary APN	`010-90920-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,257 sqft Living Area
Gross Area	4,013 sqft
1st Floor Area	1,148 sqft
Upper Floors Area	1,082 sqft
Basement Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	303 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 MICHAEL LN
City	DENVER
State	PA
Zip	17517-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Jurisdiction	LANCASTER PA
Township / Civil Division	ADAMSTOWN
Census Block Group	3
Census Block	3023
Census Tract	12501

Owner

23 Michael Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 MICHAEL LN, DENVER, PA 17517-9224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Loan Modification, Mortgage · Conventional Mortgage SUN FCU
Aug 15, 2017	Deed, Transfer · ARM SUN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Apr 5, 2007 · Amount on File
Deed Document Number	20176349821
Record Updated	Oct 29, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER PA
Property Address	23 MICHAEL LN, DENVER, PA 17517-9224
Document Number	0006577154
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 MICHAEL LN DENVER PA 175179224, DENVER, PA 17517-9224

Mortgage

Document Number	0006577154
Date	Jan 27, 2021
Instrument	6577154

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 15, 2017
Property Address	23 MICHAEL LN, DENVER, PA 17517-9224
Document Number	0006349821
Map Reference	MB J-225 PG 11
Instrument Date	Aug 11, 2017
Instrument	6349821
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MICHAEL LN, DENVER, PA 17517-9224

Mortgage

Document Number	0006349822
Date	Aug 15, 2017
Instrument	6349822

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Sep 1, 2022
Change Frequency	5 Years
Min Rate At Change	1%
Max Rate At Change	2%
Index	Other
Margin	2
Max Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Michael Ln was $6,570 with a homeowner's exemption, up 5.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Adamstown Borough
County	Lancaster County
Unified School District	Cocalico School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,700 Land $54,200 Building $194,500	$248,700 Land $54,200 Building $194,500
2025	$6,570.00 (+5.05%)
2024	$6,254.00	$248,700 Land $54,200 Building $194,500
2018			$248,700 Land $54,200 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Michael Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Michael Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMSTOWN BOROUGH serves 1,800 people · EPA ID PA7360001
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Verizon.

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